Great American – Long-Term-Care Facility and Healthcare-Industry Insurance Partner Supporting North Carolina Providers
Helping North Carolina Senior-Care Ecosystems Through Non-Admitted LTC Facility Programs and Healthcare-Industry Coverage
Great American Insurance Group offers specialized insurance for the healthcare industry and a non-admitted Long-Term Care program through Great American Risk Solutions. The LTC program targets skilled-nursing facilities, assisted-living facilities, dementia/memory-care facilities, independent-living facilities, and life-plan communities (CCRCs). Great American’s healthcare-industry insurance offerings protect employees, patients, equipment, property, and data. It is a specialty P&C carrier, not a hybrid LTC life carrier. For North Carolina senior-care ecosystems, Great American matters when facilities need LTC-specific liability and property programs.
Who Is Great American in Long-Term-Care and Healthcare-Industry Risk?
Great American Risk Solutions’ non-admitted Long-Term Care program focuses on LTC facilities, including SNFs, ALFs, dementia/memory-care, independent-living, and life-plan communities. The program offers tailored coverage for facility-specific risks, supported by underwriting leadership such as a Divisional Assistant Vice President for Long-Term Care. Great American’s broader healthcare-industry coverage is designed to protect skilled employees, patients, equipment, property, and confidential data through specialized products.
In North Carolina, LTC facilities and healthcare organizations may secure coverage through these programs to manage their facility- and professional-risk portfolios.
Why North Carolina Senior-Care Ecosystems Need Great American
North Carolina senior-care ecosystems may rely on Great American when:
- Facilities need non-admitted LTC programs that can accommodate complex risks.
- Healthcare providers want specialized coverage for property, equipment, and liability.
- Underwriters and claims teams require granular incident, clinical, and operational documentation.
That makes comprehensive documentation a key factor in program success.
Case Study: Great American LTC Program for a North Carolina Life-Plan Community
A North Carolina life-plan community with independent-living, assisted-living, memory-care, and skilled-nursing units obtains coverage through Great American’s non-admitted LTC program. During the policy period, the community experiences falls, dementia-related behavioral incidents, and property losses. Great American requests:
- Incident reports and root-cause analyses for each type of event.
- ADL and cognitive assessments, care-plans, and progress notes.
- Staffing, training, and supervision documentation for memory-care units.
- Property and equipment records for damaged assets.
The NC community’s data is scattered across EHRs, spreadsheets, and facility-maintenance systems. Great American underwriters and claims staff must piece together the risk story, and it is difficult to show the impact of QI work.
The community implements Caring Data to centralize incidents, clinical and functional changes, care-plan updates, staffing metrics, and property incidents. Reports produced for Great American reflect how risk factors and interventions differ across levels of care, improving claim evaluation and underwriting insight.
How Caring Data Complements Great American
Caring Data helps North Carolina senior-care communities align with Great American’s LTC and healthcare-industry expectations. For NC ecosystems, Caring Data:
- Links incidents and outcomes to resident characteristics, staffing, and environment.
- Simplifies assembling data for non-admitted LTC programs and healthcare-industry coverage.
- Improves transparency for residents, families, boards, and Great American around risk trends and improvements.
Explore Caring Data:
Book a Demo:
https://calendly.com/saile/60min
Testimonial
“Because our North Carolina life-plan community relies on Great American’s LTC program, the way we document risk and care directly affects how our facilities are viewed. Caring Data has helped us centralize incident, ADL, and property data, which Great American now uses when reviewing our North Carolina experience. I would recommend this combination to any NC community insured with Great American.”
— Executive Director, Life-Plan Community, North Carolina
Key Contact
Great American Insurance Group
Non-admitted LTC program: Long-Term Care – Great American Risk Solutions
Healthcare-industry overview: Insurance for the Healthcare Industry
Website:
https://www.greatamericaninsurancegroup.com/
Address (listing):
301 East Fourth Street, Cincinnati, OH 45202
Phone (examples): 800-254-5482; program contacts like Nick Stoeckle – DVP Long-Term Care
Contact example:
khammersmith@gaig.com (Keith Hammersmith – specialty claims/education contact)
Final Thoughts
North Carolina senior-care ecosystems benefit from LTC-focused and healthcare-industry programs like those offered by Great American. Caring Data provides the documentation foundation that supports accurate risk assessment and claims.
The Hanover Insurance Group – North Carolina
The Hanover Insurance Group – North Carolina