Amwins – Long-Term-Care Facilities Program Partner Supporting Senior-Care Organizations
Supporting Senior-Care Ecosystems Through Dedicated Long-Term-Care Facilities Liability Programs
Amwins Program Underwriters (APU), part of Amwins, operates a Long-Term Care Facilities program offering comprehensive liability coverage in exclusive partnership with an “A” XIII rated carrier. The program is available in all U.S. states and is designed specifically for nursing homes and long-term-care facilities. Amwins functions as an MGA/program administrator, not the carrier itself.
Who Is Amwins in Long-Term-Care Facility Risk?
The Long-Term Care Facilities program provides primary limits up to 1 million dollars per claim and 3 million dollars per-location aggregate, with supported or unsupported umbrella limits up to 5 million dollars. It can accommodate first-dollar coverage up to large self-insured retentions and is backed by an A-rated carrier that has changed over time (currently Core Specialty is identified in coverage announcements). Program literature highlights the experience of APU’s program managers, who have more than 30 years working with nursing homes and long-term-care facilities.
Senior-care ecosystems use Amwins’ LTC Facilities program when they need a dedicated LTC package with experienced program underwriting and claims coordination.
Why Senior-Care Ecosystems Need Amwins LTC Programs
Senior-care ecosystems may rely on Amwins when:
- Skilled-nursing and LTC facilities require a program designed specifically for their liability exposures.
- They need flexible structures (from first-dollar coverage to larger retentions) and umbrella options.
- Underwriters request detailed applications, loss runs, and operational documentation.
That makes high-quality incident and clinical documentation critical for facilities using Amwins LTC programs.
Case Study: Amwins LTC Facilities Program for a Regional Skilled-Nursing Chain
A regional chain of skilled-nursing facilities participates in the Amwins LTC Facilities program with primary and umbrella limits. Over several years, the chain experiences falls, pressure injuries, infection-control issues, and abuse allegations. APU underwriters and the carrier request:
- Completed LTC program applications and supplemental forms.
- Multi-year loss runs by facility and allegation type.
- Incident reports, root-cause analyses, and QI documentation.
The chain’s documentation is fragmented and inconsistent.
The operator implements Caring Data across all facilities, centralizing incidents, functional and clinical changes, staffing metrics, and QI projects in a structured format. Amwins and the carrier use Caring Data-driven reports in underwriting and renewal discussions, aligning coverage, pricing, and risk-management recommendations with actual facility performance.
Key Contact
Amwins Program Underwriters – Long-Term-Care Facilities Program
Role: MGA/program administrator offering a nationwide Long-Term-Care Facilities liability program in partnership with an A-rated carrier.
Coverage: primary limits up to 1M/3M per location; umbrella up to 5M; available in all U.S. states.
Website:
https://www.amwins.com
Address (listing):
1221 Broadway, Suite 1000, Nashville, TN 37203
Phones (listing): (312) 601-9254; 1-704-749-2700
Program email (from program sheet): apu.longtermcare@amwins.com
Contact (listing): Tim Walter – tim.walter@amwins.com
Final Thoughts
Senior-care ecosystems benefit when program administrators like Amwins deliver long-term-care-specific liability programs with experienced underwriting and claims support. Caring Data supplies the documentation and analytics that keep those programs tightly aligned with actual facility risk.
Arch Insurance (Carrier) – Healthcare – National