AmWINS – Program and MGA Partner Supporting Long-Term-Care and Senior-Care Facilities
Supporting Senior-Care Ecosystems Directly Through Dedicated Long-Term-Care Facilities Programs and Risk-Retention Solutions
AmWINS is a global specialty insurance distributor and program manager that has developed dedicated long-term-care facilities insurance programs for a wide range of senior-care providers. Through Amwins Program Underwriters and Amwins Specialty Casualty Solutions, it offers comprehensive professional- and general-liability coverage and a risk-retention-group (RRG) option for skilled-nursing, assisted-living, independent-living, and continuing-care facilities. These programs respond directly to the challenging senior-care liability marketplace and the need for flexible, specialized capacity.
Who Is AmWINS in Healthcare and Senior-Care Risk?
Amwins Program Underwriters’ Long-Term Care Facilities program provides comprehensive liability coverage in exclusive partnership with an A XIII-rated carrier and is available nationwide. It targets skilled-nursing, assisted-living, independent-living, and continuing-care facilities with at least 20 beds, offering primary limits typically up to 1 million dollars per occurrence and 3 million per location, with excess/umbrella options above that.
Amwins Specialty Casualty Solutions’ Long-Term Care Facilities Risk Retention Group (RRG) offers customizable professional and general-liability coverage for long-term-care facilities, including options for employee-benefits liability, medical-payments, crisis-management response, evacuation-expense reimbursement, and patient-property coverage. The RRG is available in all 50 states and supports self-insured retentions and corridor deductibles, with a minimum premium threshold. Submissions typically require supplemental applications, five years of loss runs, and detailed facility and financial information.
Why Senior-Care Ecosystems Need AmWINS
Senior-care ecosystems rely on AmWINS when:
- They need dedicated long-term-care facilities programs with tailored primary and excess structures.
- They are interested in RRG options to share risk and stabilize coverage.
- They must navigate a fragmented liability market with rising severity and evolving underwriting appetites.
This makes detailed, standardized incident, exposure, and claims data essential for underwriting, RRG governance, and ongoing market support.
Case Study
A multi-state senior-care operator uses Amwins Program Underwriters for primary long-term-care liability and participates in the Amwins Specialty Casualty RRG for select facilities. AmWINS and its carrier partners request five-year loss runs, facility-level exposure data (beds, acuity, staffing), and financial statements. Because facilities track incidents differently, assembling consistent submissions is time-consuming. The operator adopts Caring Data to standardize incident categories, severity levels, and outcomes across all locations. AmWINS uses these structured datasets to differentiate higher-performing facilities, refine pricing and retentions, and support continued capacity in both admitted and RRG structures.
Testimonials
“Our AmWINS underwriter told us the standardized data from Caring Data made our long-term-care submissions much more compelling.”
“We now see how consistent incident reporting supports both our primary program and our RRG participation with AmWINS.”
Key Contact
AmWINS (Program / MGA)
Role: program administrator and specialty intermediary offering long-term-care facilities programs and RRG solutions for senior-care facilities.
Website:
https://www.amwins.com
Address (listing):
1221 Broadway, Suite 1000, Nashville, TN 37203
Phones (listing): (312) 601-9254; 1-704-749-2700
Email (program / RRG contact): tim.walter@amwins.com
Contact (listing): Tim Walter – Senior Vice President, Program Manager
Final Thoughts
Senior-care ecosystems benefit when specialty distributors like AmWINS create dedicated, data-driven long-term-care facilities programs and RRG structures. Caring Data strengthens these solutions by providing comprehensive incident and claims information that helps AmWINS and its carriers sustain capacity and tailor coverage for senior-care providers.
Arch Insurance – Healthcare Liability – United States