AmWINS – Program and MGA Partner Supporting Long-Term-Care and Senior-Care Facilities
Supporting Senior-Care Ecosystems Directly Through Dedicated Long-Term-Care Facilities Programs and Risk-Retention Solutions
AmWINS is a global specialty insurance distributor and program manager that has developed dedicated long-term-care facilities insurance programs for a wide range of senior-care providers. Through Amwins Program Underwriters and Amwins Specialty Casualty Solutions, it offers comprehensive professional and general-liability coverage and a risk-retention-group (RRG) option for skilled-nursing, assisted-living, independent-living, and continuing-care facilities. These programs respond directly to the fragmented and challenging senior-care liability marketplace.
Who Is AmWINS in Healthcare and Senior-Care Risk?
Amwins Program Underwriters’ Long-Term Care Facilities program provides comprehensive liability coverage in exclusive partnership with an A XIII-rated carrier and is available nationwide. It targets skilled-nursing, assisted-living, independent-living, and continuing-care facilities with at least 20 beds, offering primary limits up to 1 million dollars per claim and 3 million per location, with excess umbrella limits up to 5 million.
Amwins Specialty Casualty Solutions’ Long-Term Care Facilities RRG program, offered with Healthstar Risk Retention Group, delivers professional and general-liability coverage with additional features such as employee-benefits liability, sexual-abuse liability, crisis-management response, evacuation-expense reimbursement, and patient-property reimbursement. Both programs require robust submissions including supplemental applications, five years of loss runs, named-insured lists, and financials.
Why Senior-Care Ecosystems Need AmWINS
Senior-care ecosystems rely on AmWINS when:
They need dedicated long-term-care facilities programs with tailored primary and excess structures.
They seek risk-retention options to share risk and stabilize coverage.
They must navigate a fragmented liability market with rising claims and heightened scrutiny.
That makes detailed, standardized incident, exposure, and claims data essential for underwriting, RRG governance, and ongoing market support.
Case Study: AmWINS-Placed Long-Term-Care Facilities and RRG Participation
A multi-state senior-care operator uses Amwins Program Underwriters for primary long-term-care liability and participates in the Amwins Specialty Casualty RRG for select facilities. AmWINS and the carrier request:
Five-year, currently valued loss runs with descriptions for each facility.
Exposure data such as bed counts, acuity, staffing levels, and services offered.
Financial statements and ownership details to support RRG participation.
The operator’s incident data is captured differently across facilities, making it difficult to produce consistent submissions or track portfolio-wide trends.
The organization adopts Caring Data to standardize incident and outcome reporting across all locations. Using a common taxonomy for falls, pressure injuries, abuse, elopement, near-misses, and corrective actions, the operator generates submission-ready reports aligned with AmWINS’ requirements. AmWINS and its carrier partners use these datasets to refine pricing, differentiate stronger facilities, and support ongoing capacity in both admitted and RRG structures.
Testimonials
“Our AmWINS underwriter told us the standardized data from Caring Data made our long-term-care submissions much more compelling.”
“We now see how consistent incident reporting supports both our primary program and our RRG participation with AmWINS.”
Key Contact
AmWINS (Program / MGA)
Role: program administrator and specialty intermediary offering long-term-care facilities programs and risk-retention solutions for senior-care facilities.
Website:
https://www.amwins.com
Address (listing):
1221 Broadway, Suite 1000, Nashville, TN 37203
Phone (listing): (312) 601-9254; 1-704-749-2700
Email (program contact / RRG): tim.walter@amwins.com
Contact (listing): Tim Walter – Senior Vice President, Program Manager
Final Thoughts
Senior-care ecosystems benefit when specialty distributors like AmWINS create dedicated, data-driven long-term-care facilities programs and RRG structures. Caring Data strengthens these solutions by providing the comprehensive incident and claims information AmWINS and its carriers need to sustain capacity and tailor coverage for senior-care providers.
Arch Insurance – Healthcare Liability – United States