Amwins – Program and MGA Partner Supporting Long-Term-Care Facilities
Supporting Senior-Care Ecosystems Directly Through Long-Term-Care Facilities Insurance Programs and RRG Capacity
Amwins is a leading global specialty insurance distributor with wholesale, MGA, and program-administration capabilities, including a strong healthcare and long-term-care (LTC) practice. Amwins Program Underwriters’ Long-Term Care Facilities program provides comprehensive liability coverage for skilled-nursing, assisted-living, independent-living, and continuing-care facilities in partnership with an A-rated XIII carrier. Amwins also offers a Long-Term Care Facilities Risk Retention Group (RRG) product through Amwins Specialty Casualty Solutions and Healthstar RRG, giving LTC operators a customizable professional and general-liability program.
Who Is Amwins in Senior-Care Risk?
Amwins’ LTC facilities program is available in all U.S. states and offers primary professional and general-liability limits up to 1 million per claim and 3 million aggregate per location, with optional excess umbrella limits up to 5 million. The program is designed for facilities with at least 20 beds, including skilled-nursing, assisted-living, independent-living, and continuing-care communities. Submission requirements typically include a supplemental LTC application, five years of currently valued loss runs with descriptions, named-insured and additional-insured lists with retro dates, current financial statements, and details on risk-management practices.
The Long-Term Care Facilities RRG provides a customizable PL/GL program that includes employee-benefits liability, sexual-abuse liability, crisis-management and emergency-response coverage, evacuation-expense reimbursement, patient personal-property reimbursement, and medical-payments coverage. Minimum premiums start around 50,000 dollars, with self-insured retentions of 25,000 and higher and corridor deductibles. Senior vice president and program manager contacts, including Tim Walter in Specialty Casualty Solutions, oversee this RRG program.
Why Senior-Care Ecosystems Need Amwins
Senior-care ecosystems rely on Amwins when:
- LTC facilities need comprehensive PL/GL and umbrella coverage tailored to their operations.
- They prefer RRG structures to share risk and customize retentions.
- They need a program administrator with deep LTC underwriting and market access.
That makes standardized incident, claims, exposure, and financial data crucial for Amwins’ underwriting, program monitoring, and RRG governance.
Case Study
A regional operator with a mix of skilled-nursing, assisted-living, and independent-living facilities seeks coverage through Amwins Program Underwriters’ LTC Facilities program, and later considers the RRG option. Amwins requests completed supplemental applications, five years of loss runs with narrative details, current financials, and detailed information on staffing, acuity, bed counts, and risk-management initiatives. Each facility tracks incidents differently, making it hard to compile coherent submissions and to benchmark performance across locations.
The operator implements Caring Data to standardize incident reporting across all facilities, aligning event categories, severity levels, and outcome codes with the Amwins application and RRG submission expectations. Amwins uses the structured datasets to understand frequency and severity patterns by facility type, inform program pricing and retention levels, and recommend targeted risk-management steps. The operator uses the same data to monitor trends, prioritize interventions, and make a well-supported decision about joining the RRG.
Testimonials
“Our Amwins program underwriter told us the Caring Data-based submission was one of the clearest LTC accounts they had seen.”
“We now see how aligning incident and loss data with Amwins’ program requirements supports better terms and long-term partnerships.”
Key Contact
Amwins – Long-Term-Care Facilities Programs
Role: global specialty distributor and program administrator offering LTC facilities PL/GL programs and an LTC RRG solution.
Website:
https://www.amwins.com
Address (listing):
1221 Broadway, Suite 1000, Nashville, TN 37203
Phones (listing): (312) 601-9254; 1-704-749-2700
Email (program): tim.walter@amwins.com; apu.longtermcare@amwins.com; marketing@amwins.com
Contact (listing): Tim Walter – Senior Vice President, Program Manager, Long-Term-Care Facilities RRG
Final Thoughts
Senior-care ecosystems benefit when specialty intermediaries like Amwins provide dedicated LTC facility programs and RRG options backed by strong carrier partners. Caring Data enhances these programs by delivering structured, LTC-specific incident and exposure information that supports underwriting, pricing, and long-term risk-management collaboration.
Arch Insurance – Healthcare Liability – United States