Amwins – Long-Term-Care Facilities Insurance Program Partner Supporting North Carolina Senior-Care Facilities
Helping North Carolina Senior-Care Ecosystems Through Dedicated Long-Term-Care Facilities Programs and RRG Solutions
Amwins is a global specialty insurance distributor and program administrator. Amwins Program Underwriters’ Long-Term Care Facilities program offers comprehensive liability coverage in an exclusive partnership with an A-rated carrier for skilled-nursing, assisted-living, independent-living, and continuing-care facilities with at least 20 beds. In parallel, Amwins Specialty Casualty Solutions’ Long-Term Care Facilities Risk Retention Group (RRG) provides a customizable PL/GL program for skilled-nursing, assisted-living, independent-living, and residential-care facilities with higher minimum premiums. Amwins is not a life/LTC carrier; it is a program underwriter and distributor specializing in LTC-facility risk.
Who Is Amwins in Long-Term-Care Facility Risk?
The Long-Term Care Facilities program provides professional- and general-liability coverage on a claims-made basis, with primary limits up to 1M/3M per location, various retention options (from first-dollar to large SIRs), and supported or unsupported excess limits up to 5M. Coverage options include resident-property, employee-benefits liability, and sexual-abuse liability, with national availability. The RRG program, in partnership with Healthstar Risk Retention Group, offers PL/GL, EBL, sexual-abuse liability, crisis-management and evacuation expenses, patient-property reimbursement, and other enhancements, with minimum premiums starting around 50,000 dollars and SIRs of 25,000 and higher.
In North Carolina, eligible SNFs, ALFs, IL communities, and residential-care facilities access these programs through retail brokers working with Amwins.
Why North Carolina Senior-Care Ecosystems Need Amwins
North Carolina senior-care ecosystems may rely on Amwins when:
- LTC facilities need comprehensive PL/GL programs tailored to senior-care risk.
- Program and RRG underwriters require detailed incident and operational data for NC facilities.
- Facilities want integrated coverage for resident-property, EBL, and abuse exposures.
That makes structured incident and clinical documentation crucial for NC organizations in Amwins programs.
Case Study: Amwins Long-Term-Care Facilities Program for a North Carolina CCRC
A North Carolina CCRC with SNF, ALF, IL, and memory-care chooses Amwins Program Underwriters’ Long-Term Care Facilities program for PL/GL and resident-property coverage. After several years, the NC community records falls, pressure injuries, abuse allegations, and resident-property losses. Amwins and the carrier request:
- Detailed loss runs and incident counts by level of care and allegation type.
- Clinical records (assessments, care-plans, progress notes) for major claims.
- Resident-property inventories and staff-training records for abuse-prevention.
Data sits in separate clinical, risk, and property systems, making responses difficult.
The CCRC implements Caring Data across its North Carolina operations, capturing incidents, functional and clinical changes, staffing and training metrics, resident-property events, and QI projects in a unified format. Amwins and the carrier use Caring Data summaries in underwriting reviews and stewardship meetings, seeing clearer risk drivers and improvements across the NC portfolio.
How Caring Data Complements Amwins
Caring Data helps North Carolina LTC facilities collaborate with Amwins. For NC ecosystems, Caring Data:
- Links incidents and outcomes across all levels of care within a campus.
- Simplifies preparing program submissions, RRG reporting, and claim packages for Amwins LTC programs.
- Improves transparency for boards, regulators, residents, and Amwins around risk and mitigation.
Explore Caring Data:
Book a Demo:
https://calendly.com/saile/60min
Testimonial
“Because our North Carolina CCRC relies on Amwins’ Long-Term Care Facilities program, the way we document incidents and improvement projects directly affects our coverage and pricing. Caring Data has helped us centralize incident, ADL, and staffing information, which Amwins now uses when reviewing our North Carolina portfolio. I would recommend this combination to any NC senior-care operator working with Amwins.”
— CEO, Continuing-Care Retirement Community, North Carolina
Key Contact
Amwins (Program / MGA)
Programs: Long-Term Care Facilities Insurance Program and Long-Term Care Facilities RRG
Coverage: PL/GL, resident-property, EBL, abuse coverage, crisis-management, and excess options
Website:
https://www.amwins.com
Address (listing):
1221 Broadway, Suite 1000, Nashville, TN 37203 (program offices also in Farmington, CT)
Phones (examples): 704-749-2700; program office lines shown in LTC brochures
Program contacts: apu.longtermcare@amwins.com; tim.walter@amwins.com (Senior Vice President, Program Manager)
Final Thoughts
North Carolina senior-care ecosystems benefit when program specialists like Amwins design LTC-facility solutions backed by dedicated carriers and RRGs. Caring Data offers the documentation platform that helps those programs reflect actual facility performance.
Arch Insurance (Carrier) – North Carolina