AmWINS – Long-Term Care Facility Program and RRG Partner for Kansas Senior-Care Providers
Providing Long-Term Care Facility Programs and RRG Solutions for Kansas Skilled-Nursing, Assisted-Living, and Senior-Living Communities
AmWINS Program Underwriters offers a Long-Term Care Facilities Insurance Program that provides comprehensive liability coverage for skilled-nursing, assisted-living, independent-living, and continuing-care facilities with at least 20 beds. This exclusive program is available nationwide and includes primary professional and general liability written on a claims-made basis, with additional insuring agreements such as evacuation-expense reimbursement, public-relations reimbursement, resident property coverage, employee-benefits liability, and coverage for physical and sexual abuse.
AmWINS Specialty Casualty Solutions also offers a Long-Term Care Facilities Risk Retention Group (RRG) product that provides a customizable professional and general-liability program for long-term care facilities, with minimum premium of 50,000 and coverage available in all 50 states.
Who Is AmWINS (Program / MGA)?
AmWINS is a large specialty insurance distributor that includes wholesale brokerage, underwriting, and program segments. AmWINS Program Underwriters (APU) develops and manages specialty insurance programs, including the Long-Term Care Facilities program for senior-care facilities, while AmWINS Specialty Casualty Solutions manages the LTC Facilities RRG in partnership with HealthCap/Healthstar RRG.
For Kansas senior-care providers, AmWINS is a key MGA/program manager providing specialized long-term care facility programs and RRG options.
Why Kansas Long-Term Care and Assisted-Living Facilities Need AmWINS
Kansas facilities may work with AmWINS when:
They are skilled-nursing, assisted-living, independent-living, or continuing-care facilities with at least 20 beds seeking comprehensive LTC liability coverage.
They want integrated coverage that includes professional and general liability plus additional insuring agreements specific to long-term care operations.
They are considering RRG participation for long-term care liability via the AmWINS LTC Facilities RRG.
Because these programs are designed exclusively for long-term care facilities, they are a natural fit for Kansas senior-care communities.
What Sets AmWINS LTC Programs Apart
AmWINS’ LTC programs emphasize:
Primary professional liability and general liability on a claims-made basis, with primary limits up to 1M per claim and 3M aggregate per location.
Excess umbrella limits up to 5M and options ranging from first-dollar coverage to large self-insured retentions.
Additional insuring agreements including evacuation expense, public-relations reimbursement, resident property coverage, employee-benefits liability, coverage for punitive damages where allowed, and coverage for physical and sexual abuse.
For Kansas providers, this means robust, LTC-specific coverage options under program and RRG structures.
Coverage Solutions for Kansas Facilities
Through AmWINS Program Underwriters and Specialty Casualty Solutions, Kansas facilities can:
Join the Long-Term Care Facilities program for comprehensive primary and excess liability coverage.
Participate in the Long-Term Care Facilities RRG product for customizable professional and general-liability protection, including crisis-management, evacuation, and patient personal-property reimbursements.
Access LTC-focused underwriters and program managers experienced in long-term care risks.
Submissions typically flow through retail brokers to AmWINS program teams using specified applications and loss-run requirements.
Industry Insight: The Real Cost of Staff Burden in LTC Programs and RRGs
Program and RRG underwriters depend on detailed facility-level data—applications, loss runs, licenses, financial statements, and incident details—to evaluate risk accurately. When Kansas facilities have incomplete documentation, AmWINS must request additional information, which increases staff burden and can delay or complicate underwriting.
Better documentation supports more precise underwriting and helps maintain program stability and capacity for participating facilities.
Case Story: When Documentation Gaps Affect AmWINS LTC Program Terms in Kansas
If a Kansas long-term care facility submits an AmWINS LTC application with incomplete loss details, limited incident information, or missing corrective-action documentation, underwriters may need to assume higher risk and respond with higher retentions or more restrictive terms.
When the facility improves documentation—providing detailed claims descriptions, corrective measures, and operational metrics—AmWINS can better assess the true risk and potentially offer more tailored, stable solutions.
How Caring Data Complements AmWINS LTC Programs and RRG
Caring Data helps Kansas senior-care facilities centralize incident reports, clinical documentation, and corrective-action plans, producing the detailed records that AmWINS LTC programs and RRG underwriters require.
By improving documentation quality and making it easier to assemble required submission information, Caring Data supports smoother program participation and better renewal outcomes for Kansas long-term care providers.
Explore Caring Data: https://caringdata.com/
Book a Demo: https://calendly.com/saile/60min
Testimonial
“Participating in specialty LTC programs means we need to provide full, accurate data. Caring Data has helped us organize the information our broker and the AmWINS program underwriters expect. I would recommend this combination to any Kansas long-term care provider.”
— Executive Director, Long-Term Care Facility, Kansas
Get in Touch with AmWINS (Program / MGA)
Websites:
Long-Term Care Facilities program: https://www.amwins.com/products/long-term-care-facilities
Long-Term Care Facilities RRG: https://www.amwins.com/products/long-term-care-facilities-rrg-amwins
Key Contacts:
AmWINS, 1221 Broadway, Suite 1000, Nashville, TN 37203; Program Underwriters and Specialty Casualty contacts include Georgetta Corona, Senior Underwriter, georgetta.corona@amwins.com, and Tim Walter, Senior Vice President and Program Manager, tim.walter@amwins.com (312-601-9254).
Final Thoughts
Kansas long-term care and senior-living facilities that participate in AmWINS LTC programs and RRG solutions gain access to LTC-specific liability coverage; Caring Data provides the documentation infrastructure those programs rely on.
Arch Insurance (Carrier) – Kansas