Amwins Program Underwriters – MGA Partner Supporting Long-Term-Care and Senior-Living Facilities
Supporting Senior-Care Ecosystems Through Dedicated Long-Term-Care Facilities Programs and RRGs
Amwins is a global specialty insurance distributor that operates wholesale brokerage, underwriting, programs, and group-benefits divisions. Amwins Program Underwriters (APU) administers long-term-care facilities insurance programs offering comprehensive liability coverage for skilled-nursing, assisted-living, independent-living, and continuing-care facilities in partnership with A-rated carriers. Amwins also supports a Long-Term Care Facilities Risk Retention Group (RRG) providing customizable professional and general liability programs for long-term-care and residential-care facilities.
Who Is Amwins in Senior-Care Risk?
APU’s Long-Term Care Facilities program provides primary general liability and professional liability on a claims-made basis, with primary limits up to 1 million per claim and 3 million aggregate per location, and excess umbrella limits up to 5 million. The program is available in all U.S. states, has a primary PL/GL minimum premium of 25,000 dollars, and is backed by an A-, XIII-rated carrier.
Amwins Specialty Casualty Solutions’ Long-Term Care Facilities RRG offers a customizable professional and general liability program for skilled-nursing, assisted-living, independent-living, and residential-care facilities, with minimum account premiums around 50,000 dollars. Core Specialty Insurance Holdings serves as the carrier for APU’s Long-Term Care Facilities program, reinforcing the program’s financial strength.
Why Senior-Care Ecosystems Need Amwins
Senior-care ecosystems rely on Amwins when:
- Skilled-nursing and senior-living facilities require comprehensive liability programs with significant limits and flexible structures.
- Facilities want access to an RRG option for risk-sharing and customizable liability solutions.
- Brokers seek an MGA and program underwriter with dedicated long-term-care expertise and strong carrier partnerships.
Standardized incident and claims data—covering resident falls, medication errors, infections, abuse/neglect claims, elopements, and facility-operations incidents—help Amwins and its carrier partners evaluate facility risk and refine rating, retention options, and risk-management requirements across program and RRG business. When facilities share de-identified, structured data, Amwins can target risk-control resources and help facilities demonstrate improvement to underwriters.
Case Study
A regional group of skilled-nursing and assisted-living facilities joins Amwins Program Underwriters’ Long-Term Care Facilities program, securing primary PL/GL and umbrella coverage. After a period of elevated claims, Amwins recommends that the group implement a standardized incident-reporting and analytics approach.
Using Caring Data, the group captures falls, medication events, infections, abuse/neglect allegations, elopements, and property incidents with consistent incident types, severity, and contextual details. De-identified aggregate data is shared with APU underwriters and the program’s carrier. The structured dataset reveals patterns driving losses, such as frequent nighttime falls or recurring medication errors on specific units. Amwins collaborates with the group to adjust deductibles, structure RRG participation for higher-risk facilities, and deploy targeted risk-management initiatives focused on the highest-impact incident categories.
Testimonials
“Our Amwins program underwriters told us the Caring Data reports helped them understand exactly where our long-term-care risks were concentrated and how we were improving.”
“With standardized incident and claims data, we’ve been able to work with Amwins to fine-tune our long-term-care program participation and target safety resources to our most challenging facilities.”
Key Contact
Amwins (Program / MGA)
Role: specialty insurance distributor and MGA providing long-term-care facilities programs and RRG solutions for skilled-nursing, assisted-living, independent-living, and residential-care facilities.
Website:
https://www.amwins.com
Address (listing):
1221 Broadway, Suite 1000, Nashville, TN 37203
Phones (listing): (312) 601-9254; 1-704-749-2700
Email (listing): tim.walter@amwins.com
Contact (listing): Tim Walter
Final Thoughts
Senior-care ecosystems benefit when MGAs like Amwins Program Underwriters offer dedicated long-term-care facilities programs and RRG options backed by strong carriers and deep LTC expertise. Caring Data supports these programs by providing structured incident and claims information that helps Amwins and facilities build sustainable liability structures and more effective risk-management strategies.