AmWINS Program Underwriters – Long-Term-Care Facilities Program Partner Serving North Carolina
Helping North Carolina Senior-Care Ecosystems Through a Dedicated Long-Term-Care Facilities Liability Program
AmWINS Program Underwriters (APU), part of Amwins, offers an exclusive, comprehensive long-term-care facilities insurance program available nationwide. The Long-Term Care Facilities program provides primary and excess professional-liability and general-liability coverage for long-term-care facilities in partnership with an A-rated carrier. For North Carolina senior-care ecosystems, APU is a central MGA partner for LTC facilities.
Who Is AmWINS in Long-Term-Care Facility Programs?
The APU Long-Term Care Facilities program offers primary professional-liability and general-liability on a claims-made basis, with available excess and umbrella limits, resident-property coverage, employee-benefits-liability, physical and sexual-abuse coverage, and more. The program is available in all U.S. states, has a minimum PL/GL premium, and uses an A.M. Best A-rated carrier.
In North Carolina, nursing homes, assisted-living facilities, and other LTC providers can access this program via brokers.
Why North Carolina Senior-Care Ecosystems Need AmWINS APU
North Carolina senior-care ecosystems may rely on APU when:
- LTC facilities seek a dedicated, program-based PL/GL solution rather than ad-hoc coverage.
- They need abuse-coverage, resident-property, and excess options integrated into one program.
Because the LTC program is heavily loss-history-driven, North Carolina facilities’ incident and corrective-action data is crucial.
Case Study: AmWINS Long-Term-Care Program for a North Carolina Facility Group
A North Carolina LTC group places its facilities into the APU Long-Term Care Facilities program. At renewal, APU requests:
- Five-year loss runs by location and coverage.
- Incident-level breakdowns for falls, pressure injuries, elopements, abuse/neglect allegations, and medication errors.
- Documentation of risk-management initiatives and staffing changes.
The group’s incident documentation varies by facility; some track details thoroughly, others only minimally. APU can renew, but terms reflect concerns about inconsistent risk-management execution.
After the group implements Caring Data, all NC facilities log incidents and corrective actions consistently. APU then receives clear trend analyses and evidence of interventions, enabling more nuanced underwriting for the North Carolina portfolio.
How Caring Data Complements AmWINS LTC Programs
Caring Data supports North Carolina LTC providers participating in APU programs. For NC operations, Caring Data:
- Standardizes incident and corrective-action documentation across LTC locations.
- Produces program-ready reports for APU submissions and stewardship reviews.
- Demonstrates measurable improvement in key LTC loss drivers.
Explore Caring Data:
Book a Demo:
https://calendly.com/saile/60min
Testimonial
“Because our long-term-care facilities in North Carolina are insured through the AmWINS Program Underwriters Long-Term Care Facilities program, the quality of our documentation and analytics directly affects our coverage and pricing. Caring Data has helped us centralize and elevate our incident and corrective-action data, which APU underwriters now rely on for our North Carolina facilities. I would recommend this combination to any North Carolina LTC operator working with AmWINS.”
— Executive Director, Long-Term-Care Group, North Carolina
Key Contact
AmWINS Program Underwriters (Program / MGA)
- Long-Term Care Facilities program: https://www.amwins.com/products/long-term-care-facilities
Website:
https://www.amwins.com
Address (listing):
1221 Broadway, Suite 1000, Nashville, TN 37203
- Phones (listing): (312) 601-9254; 1-704-749-2700
Contact example:
Tim Walter – tim.walter@amwins.com
Final Thoughts
North Carolina senior-care ecosystems benefit from program administrators like AmWINS APU that provide LTC-specific PL/GL solutions backed by strong carriers. Caring Data supplies the high-quality documentation that lets those programs perform well.
Arch Insurance (Carrier) – North Carolina