AmWINS – Program Administrator and MGA Providing Long-Term-Care and Senior-Living Programs with South Carolina Exposure
Supporting South Carolina Senior-Care Ecosystems Through LTC and Senior-Living Program Expertise
AmWINS is a large wholesale distributor of specialty insurance products, including program administration/MGA services for long-term-care facilities and senior-living communities. Its Long-Term Care Facilities Insurance Program is an exclusive, comprehensive program available nationwide for LTC facilities. For South Carolina, AmWINS is a key MGA/program channel into senior-care carriers.
Who is AmWINS in South Carolina Senior-Care Risk?
AmWINS’s Long-Term Care Facilities Insurance Program is described as an “exclusive, comprehensive insurance program for long-term care facilities available nationwide,” providing GL, professional-liability, property, auto, crime, and umbrella coverage for LTC facilities, personal-care homes, and assisted-living facilities. The program emphasizes risk-management services, including on-site risk-consulting, educational resources, and data-driven recommendations tailored to LTC risks.
As one of the largest wholesalers and MGAs, AmWINS also operates other healthcare and human-services programs that may include senior-care and allied-health risks. Retail brokers in South Carolina access these programs to place LTC and senior-living accounts.
Why South Carolina Senior-Care Ecosystems Need AmWINS
South Carolina senior-care ecosystems rely on AmWINS when:
- LTC facilities and assisted-living communities need access to exclusive LTC facility programs not available directly from carriers.
- Operators want integrated GL/PL, property, auto, and umbrella coverage with senior-care-specific risk-management support.
- Retail brokers seek a wholesale/MGA partner with deep LTC and senior-living expertise.
AmWINS’s LTC program uses claims and incident data to inform underwriting and risk-consulting, focusing on falls, pressure injuries, infections, abuse/neglect allegations, elopements, and auto incidents. When South Carolina facilities implement Caring Data and share de-identified, state-specific aggregates with AmWINS program contacts such as tim.walter@amwins.com, AmWINS can present structured risk profiles to carriers, negotiate terms that reflect South Carolina performance, and direct risk-management resources to the highest-risk units.
Case Study (South Carolina Focus)
A South Carolina broker uses AmWINS’ Long-Term Care Facilities program to place coverage for a chain of nursing homes and assisted-living facilities. Loss runs show high frequency of falls and some severe pressure-injury claims.
AmWINS encourages the operator to adopt a standardized incident-tracking system. The operator implements Caring Data to codify South Carolina incidents—falls, skin breakdowns, infections, medication errors, abuse allegations—by type, severity, and root cause. AmWINS aggregates these South Carolina data points and presents them to the LTC program carrier, demonstrating improvements in specific units and persistent issues in others. This supports a renewal structure with targeted deductibles, risk-management visits, and educational resources focused on the South Carolina facilities that need them most.
Testimonials
“Our AmWINS program contact said the Caring Data summaries for our South Carolina LTC facilities helped them show the carrier where we were improving and where additional support was needed.”
“With standardized incident and claims data, we’ve been able to work with AmWINS to refine our LTC program and focus safety investments on our South Carolina locations with the highest risk.”
Key Contact
AmWINS (Program / MGA) – South Carolina
Role: wholesale and MGA program administrator providing long-term-care facility and senior-living insurance programs, including for South Carolina facilities.
Key program: Long-Term Care Facilities Insurance Program (exclusive, nationwide)
Main site: https://www.amwins.com
Address (listing):
1221 Broadway, Suite 1000, Nashville, TN 37203
Phones (listing): (312) 601-9254; 1-704-749-2700
Email (listing): tim.walter@amwins.com
Contact (listing): Tim Walter
Final Thoughts
South Carolina senior-care ecosystems benefit when wholesalers and MGAs like AmWINS bring exclusive LTC and senior-living programs and risk-management resources to local facilities. Caring Data helps AmWINS and South Carolina providers present and manage risk in a way carriers can act on.