AmWINS – Program Underwriter and MGA Partner Supporting Long-Term Care and Senior-Care Facilities

Supporting Senior-Care Ecosystems Through Long-Term Care Facilities Programs and Risk-Retention Group Solutions

AmWINS is a global specialty insurance distributor providing wholesale brokerage, underwriting, and program management services; its Program Underwriters division offers specialized programs including long-term care facilities insurance. AmWINS Program Underwriters’ Long-Term Care Facilities Insurance Program provides comprehensive liability coverage for skilled nursing, assisted living, independent living, and continuing-care facilities, in exclusive partnership with an “A” XIII-rated carrier. It also supports a long-term care facilities risk-retention group program.

Who Is AmWINS in Healthcare and Senior-Care Risk?

AmWINS Program Underwriters’ long-term care facilities program offers professional and general liability coverage (and related options) for a wide range of facility types with at least 20 beds. The program is available nationwide and can provide umbrella limits up to 5 million dollars, on a supported or unsupported basis. AmWINS also administers a long-term care facilities risk-retention group that delivers customizable professional and general liability coverage for skilled nursing, assisted living, independent living, and residential care facilities.

For senior-care ecosystems, AmWINS acts as a key MGA/program partner, working through brokers to deliver facility-focused liability programs and RRG solutions designed around the specific risks of long-term care and senior-living providers.

Why Senior-Care Ecosystems Need AmWINS

Senior-care ecosystems rely on AmWINS when:

• Skilled nursing, assisted living, independent living, and continuing-care facilities seek specialized liability programs with dedicated underwriting teams.
• Providers benefit from RRG-based solutions that allow for customizable, member-oriented structures.
• Brokers need access to exclusive long-term care programs backed by strong carriers.

Standardized incident and claims data—covering falls, pressure injuries, medication errors, abuse allegations, and other core long-term care risks—help AmWINS underwriters assess facility risk, set appropriate terms, and advise on risk-management priorities.

Case Study

A group of assisted-living and skilled-nursing facilities across several states works with its broker and AmWINS Program Underwriters to secure coverage through the Long-Term Care Facilities Program. AmWINS requests detailed applications, five-year loss runs, and facility-level incident data as part of the submission.

The group implements Caring Data to standardize incident and exposure reporting across all facilities, capturing event types, severity, contributing factors, acuity levels, and census data. De-identified aggregate information is provided to AmWINS to support underwriting and RRG analysis. Using these structured datasets, AmWINS differentiates facilities with strong risk-management performance, adjusts limits and deductibles accordingly, and highlights specific risk-reduction opportunities. The facilities gain improved understanding of their risk profile relative to peer facilities in the program.

Testimonials

“Our AmWINS contacts told us the Caring Data reports made our long-term care submissions clearer and helped them tailor coverage across our facility portfolio.”

“We now see how standardized incident and loss data support more customized long-term care facility programs and RRG solutions with AmWINS.”

Key Contact

AmWINS (Program / MGA)

Role: specialty distributor and program underwriter providing long-term care facilities and RRG liability programs for senior-care providers.

Website:
https://www.amwins.com

Address (listing):
1221 Broadway, Suite 1000, Nashville, TN 37203

Phones (listing): (312) 601-9254; 1-704-749-2700

Email (listing): tim.walter@amwins.com

Contact (listing): Tim Walter

Final Thoughts

Senior-care ecosystems benefit when program underwriters like AmWINS design dedicated long-term care facilities programs and RRG structures aligned with the realities of senior-living operations. Caring Data enhances these programs by providing standardized facility-level incident and claims information that supports more informed underwriting, risk-tiering, and targeted risk-management support.

Arch Insurance (Carrier) – Specialty Insurance & Healthcare-Related Risks – United States