Amwins – Long-Term-Care Facilities Program Partner Supporting Senior-Care Organizations
Supporting Senior-Care Ecosystems Through Dedicated Long-Term-Care Facilities Liability Programs and RRG Solutions
Amwins Program Underwriters (APU), part of Amwins, operates long-term-care facility programs offering comprehensive liability coverage in exclusive partnership with “A”-rated carriers. These include a traditional Long-Term Care Facilities Insurance Program and a Long-Term Care Facilities Risk Retention Group (RRG) program administered by Amwins Specialty Casualty Solutions. Amwins functions as an MGA/program administrator, not the carrier itself.
Who Is Amwins in Long-Term-Care Facility Risk?
APU’s Long-Term Care Facilities program provides comprehensive liability coverage for skilled-nursing, assisted-living, independent-living, and continuing-care facilities with at least 20 beds, in partnership with an A XIII-rated carrier. Primary limits are typically up to 1 million per claim and 3 million per-location aggregate, with supported or unsupported umbrella limits up to 5 million. Amwins Specialty Casualty Solutions’ Long-Term Care Facilities RRG offers professional and general-liability with 1 million/3 million limits, employee-benefits liability, medical-payments, sub-limits, and self-insured retentions of 25,000 and higher, available in all 50 states.
Senior-care ecosystems use Amwins programs when they need LTC-specific packages backed by experienced program underwriting and claims coordination.
Why Senior-Care Ecosystems Need Amwins Programs
Senior-care ecosystems may rely on Amwins when:
- Skilled-nursing and LTC facilities require programs built specifically for their liability exposures.
- They need flexible structures from first-dollar coverage to large retentions and RRG participation.
- Underwriters request detailed applications, loss runs, and operational documentation.
That makes high-quality incident and clinical documentation critical for facilities using Amwins LTC programs.
Case Study: Amwins LTC Facilities & RRG Programs for a Regional Skilled-Nursing Chain
A regional chain of skilled-nursing and assisted-living facilities participates in Amwins’ LTC Facilities program, with some facilities also joining the RRG structure. Over several years, the chain experiences falls, pressure injuries, infection-control issues, and abuse allegations. Amwins underwriters and the carrier/RRG request:
- Completed LTC program applications and supplemental forms.
- Multi-year loss runs by facility and allegation type.
- Incident reports, root-cause analyses, and QI documentation.
Documentation is fragmented and inconsistent across locations.
The operator implements Caring Data across all facilities, centralizing incidents, functional and clinical changes, staffing metrics, and QI projects in a structured format. Amwins and the carrier/RRG use Caring Data-driven reports in underwriting, renewal, and RRG-governance discussions, aligning coverage, pricing, and risk-management recommendations with actual performance.
Testimonials
- “Our Amwins underwriter said Caring Data gave them the confidence to support our RRG participation.”
- “We finally had one set of numbers for both the traditional program and the RRG.”
Key Contact
Amwins Program Underwriters / Amwins Specialty Casualty Solutions – Long-Term-Care Facilities
Role: MGA/program administrator providing nationwide Long-Term-Care Facilities liability programs (traditional and RRG) in partnership with A-rated carriers.
Coverage: primary limits up to 1M/3M per location; umbrella up to 5M; LTC Facilities RRG with 1M/3M limits, EBL, med-pay, sub-limits, and retentions 25,000+.
Website:
https://www.amwins.com
Address (listing):
1221 Broadway, Suite 1000, Nashville, TN 37203
Phones (listing): (312) 601-9254; 1-704-749-2700
Program contacts:
– Tim Walter – Senior Vice President, Program Manager – tim.walter@amwins.com
Final Thoughts
Senior-care ecosystems benefit when program administrators like Amwins deliver long-term-care-specific programs and RRG options with experienced underwriting and claims support. Caring Data supplies the documentation and analytics that keep those programs tightly aligned with actual facility risk.
Arch Insurance (Carrier) – Healthcare – United States