BHSI – Specialty Carrier Offering Healthcare Professional Liability and Program Capacity for Senior-Care-Related Risks in Pennsylvania
Supporting Pennsylvania Senior-Care Ecosystems Through Long-Term, Claims-Focused Healthcare Solutions
Berkshire Hathaway Specialty Insurance (BHSI) is a division of the Berkshire Hathaway group that provides long-term risk solutions and claims care backed by the financial strength of Berkshire Hathaway. Its specialties include property, casualty, executive and professional lines, healthcare professional liability, programs, and other lines. For Pennsylvania senior-care ecosystems, BHSI can support healthcare-professional-liability programs and specialty programs that include long-term-care and senior-care exposures.
Who is BHSI in Pennsylvania Senior-Care Risk?
BHSI’s healthcare professional-liability and programs segments provide coverage and program capacity for hospitals, healthcare systems, and healthcare professionals. Marketing emphasizes long-term relationships, strong claims care, and customized solutions for complex risks. Healthcare professional-liability is listed as a core specialty, alongside programs and casualty.
In Pennsylvania, BHSI may underwrite professional-liability or program business that includes long-term-care, senior-living, or post-acute facilities within broader healthcare portfolios. It may also provide capacity for MGAs or specialty programs focused on senior-care providers.
Why Pennsylvania Senior-Care Ecosystems Need BHSI
Pennsylvania senior-care ecosystems rely on BHSI when:
- Health systems and senior-care programs seek a long-term partner for healthcare professional-liability backed by strong financial strength.
- MGAs and program managers need a specialty carrier to support senior-care or LTC-inclusive programs in Pennsylvania.
- Organizations value claims-focused relationships that emphasize care and continuity.
Standardized incident and claims data—covering malpractice claims, LTC liability, program-level loss experience, and other senior-care events—help BHSI evaluate Pennsylvania exposures as part of its healthcare portfolio. When programs and systems use structured schemas like Caring Data and share de-identified Pennsylvania-specific aggregates with BHSI, the carrier can tailor program structures, retentions, and risk-management initiatives to reflect actual risk patterns in the state.
Case Study (Pennsylvania Focus)
A multi-state senior-care liability program, including Pennsylvania assisted-living and skilled-nursing facilities, partners with BHSI for primary professional-liability and program capacity. BHSI asks for deeper insight into incident patterns and claims development in Pennsylvania.
Program administrators and facilities implement Caring Data to capture incidents (falls, infections, pressure injuries, medication errors, abuse/neglect allegations) and near misses with standardized categories, severity, and root-cause tags by state and facility type. De-identified Pennsylvania summary reports are shared with BHSI’s healthcare claims and underwriting leaders (including program-claims leadership). BHSI uses this structured data to identify improvement opportunities in Pennsylvania facilities, collaborates on targeted risk-management interventions, and maintains stable capacity while adjusting retentions and pricing to reflect emerging trends.
Testimonials
“Our BHSI program contacts told us the Pennsylvania-specific Caring Data reports were key to understanding how our senior-care incidents and claims were evolving.”
“With standardized incident and claims data, we’ve been able to work with BHSI to refine our program structure and focus risk-management resources on Pennsylvania facilities and incident types that truly matter.”
Key Contact
Berkshire Hathaway Specialty Insurance (BHSI) – Pennsylvania
Role: specialty carrier providing healthcare professional-liability and program capacity for healthcare and senior-care-related risks with Pennsylvania exposure.
Website:
https://www.bhspecialty.com
Address (listing):
181 Bay Street, Suite 2500, Toronto, ON M5J 2T3 (U.S. operations commonly use Boston office, 1 Lincoln St, Boston, MA)
Phones (listing): 617-936-2900 (claims); +1-617-936-2906
Emails (listing): david.crowe@bhspecialty.com – Head of Global Claims; courtney.koch@bhspecialty.com – SVP, Healthcare & Casualty Claims; rob.romeo@bhspecialty.com – Head of Claims, North America; george.marr@bhspecialty.com – Head of Specialty Programs Claims
Contact (listing): David Crowe (plus healthcare & program claims leadership above)
Final Thoughts
Pennsylvania senior-care ecosystems benefit when specialty carriers like BHSI combine healthcare professional-liability and program expertise with long-term, claims-centered relationships. Caring Data enables BHSI and Pennsylvania program partners to align structures and safety efforts with clear, state-specific incident experience.