BHSI – Specialty Carrier Supporting Healthcare Systems and Senior-Care-Related Programs with Oklahoma Exposure
Supporting Oklahoma Senior-Care Ecosystems Through Healthcare Professional, General Liability, and Program Claims Expertise
Berkshire Hathaway Specialty Insurance (BHSI) is a specialty insurer within the Berkshire Hathaway group that provides commercial property, casualty, healthcare professional liability, executive liability, and program capacity worldwide. Its healthcare and casualty segments cover hospitals, healthcare systems, senior-care facilities, and specialty healthcare programs, with senior leaders overseeing global and North American claims operations. BHSI’s solutions support portfolios that include Oklahoma hospitals and senior-care providers.
Who is BHSI in Oklahoma Senior-Care Risk?
BHSI offers healthcare professional and general liability products for hospitals, large physician groups, and long-term-care or senior-care facilities through primary, excess, and program structures. Senior claims leaders—including a Head of Global Claims, Head of Claims North America, and an SVP of Healthcare & Casualty Claims—guide a claims organization that handles complex healthcare and senior-care liability matters. BHSI also supports specialty programs and captives via its Specialty Programs Claims leadership, giving MGAs and program managers a re/insurance partner for national senior-care books that include Oklahoma locations.
In Oklahoma, BHSI may serve as a primary or excess healthcare-liability carrier for hospital systems with substantial senior-care components, and as a re/insurance partner for long-term-care programs that write facilities in the state.
Why Oklahoma Senior-Care Ecosystems Need BHSI
Oklahoma senior-care ecosystems rely on BHSI when:
- Large healthcare and senior-care organizations with Oklahoma sites need robust primary or excess professional and general liability backed by a top-tier balance sheet and sophisticated claims team.
- MGAs, captives, or RRGs writing long-term-care portfolios with Oklahoma exposure seek a specialty partner for program and claims support.
- Brokers need a carrier that can coordinate complex healthcare and senior-care placements across multiple states.
Standardized incident and claims data—covering malpractice events, resident injuries, abuse/neglect allegations, sentinel events, and systemic issues—help BHSI evaluate Oklahoma senior-care risks within broader portfolios. When cedents and insureds share de-identified, structured datasets, BHSI can refine pricing, tailor excess structures, and focus healthcare-claims resources on recurring loss patterns involving Oklahoma facilities.
Case Study (Oklahoma Focus)
A national long-term-care program covers skilled-nursing and assisted-living facilities in multiple states, including Oklahoma. BHSI participates as an excess-liability and specialty-program claims partner. To sharpen its understanding of state-level risk patterns, BHSI asks for better incident data across the portfolio, including Oklahoma.
Program participants implement Caring Data to collect standardized information on falls, pressure injuries, infections, abuse/neglect allegations, elopements, and high-severity incidents (such as fractures or deaths), tagging each event with state, facility, severity, and causal factors. De-identified, state-level aggregates are provided to BHSI’s healthcare and specialty-program claims leaders. Analysis shows distinct patterns in Oklahoma—such as higher severity on certain types of fall incidents and documentation gaps in a subset of facilities. BHSI uses this insight to guide settlement strategies, recommend targeted interventions, and collaborate with underwriters and program managers on future terms.
Testimonials
“Our BHSI healthcare claims contacts told us the Caring Data state-level reports helped them understand the specific senior-care risk profile of our Oklahoma facilities within the national program.”
“With standardized incident and claims data, we’ve been able to work with BHSI to align excess-liability structures and risk-management initiatives with the areas where our Oklahoma long-term-care risks are most acute.”
Key Contact
Berkshire Hathaway Specialty Insurance (BHSI)
Role: specialty insurer providing healthcare professional and general liability, excess capacity, and specialty-program support for portfolios including Oklahoma senior-care risks.
Website:
https://www.bhspecialty.com
Address (listing):
181 Bay Street, Suite 2500, Toronto, ON M5J 2T3 (U.S. operations commonly use Boston)
Phones (listing): 617-936-2900; +1-617-936-2906 (claims)
Contacts (listing):
- David Crowe – Head of Global Claims – david.crowe@bhspecialty.com
- Courtney Koch – SVP, Healthcare & Casualty Claims – courtney.koch@bhspecialty.com
- Rob Romeo – Head of Claims, North America – rob.romeo@bhspecialty.com
- George Marr – Head of Specialty Programs Claims – george.marr@bhspecialty.com
Final Thoughts
Oklahoma senior-care ecosystems benefit when specialty carriers like BHSI support long-term-care and healthcare portfolios with deep claims expertise and substantial capacity. Caring Data enhances this by providing structured incident and claims information that helps BHSI and its partners focus on the most significant Oklahoma-related loss drivers.