Chubb – Long-Term-Care Facilities and Hybrid Life-Plus-LTC Partner Supporting Senior-Care Organizations
Supporting Senior-Care Ecosystems Through Long-Term-Care-Facility Liability Coverage and Life-Plus-LTC Solutions
Chubb is a global property-and-casualty insurer that offers specialized insurance for long-term-care facilities and hybrid life-insurance with long-term-care benefits. Its long-term-care facilities insurance provides coverage for nursing homes, assisted-living facilities, and other senior-care providers, and its Life + LTC benefit combines life insurance with living benefits for custodial care.
Who Is Chubb in Long-Term-Care Facility and LTC-Funding Risk?
Chubb’s long-term-care facilities insurance page notes that it provides coverage for various senior-care facilities and for both for-profit and non-profit entities. The page directs inquiries about its portal to Diane Doherty, Senior Vice President, Healthcare Risk Management, who is a key contact for program and risk-management access. Separately, Chubb’s Life + LTC benefit offers a dual advantage by providing both a death benefit and coverage for custodial care needed for ADLs like transferring, eating, bathing, and dressing.
Senior-care ecosystems encounter Chubb as a carrier insuring LTC facilities and as a provider of life/LTC products that individuals use to pay for care.
Why Senior-Care Ecosystems Need Chubb
Senior-care ecosystems may rely on Chubb when:
- Nursing homes and assisted-living facilities need a specialist LTC-facility insurance program.
- Organizations and employees use Life + LTC benefits to help fund custodial care.
- Underwriters and risk-management leaders require detailed incident, clinical, and property documentation.
That makes high-quality facility and resident-care documentation crucial for Chubb-insured senior-care facilities.
Case Study: Chubb LTC-Facilities Program for a Multi-Site Senior-Care Organization
A senior-care organization operates multiple skilled-nursing and assisted-living facilities and places its PL/GL and property coverages with Chubb’s long-term-care facilities program. Over time, claims include falls, pressure injuries, elopements, and abuse allegations. Chubb and its Healthcare Risk Management team request:
- Detailed loss runs and incident reports by facility and claim category.
- Clinical documentation and root-cause analyses for high-severity claims.
- Evidence of risk-management initiatives and safety programs.
Data is maintained in disparate systems.
The organization adopts Caring Data to centralize incidents, functional/clinical status, staffing metrics, and QI projects across facilities. Chubb uses Caring Data-generated reports in underwriting and risk-management consultations, helping align coverage terms and risk-engineering with actual facility performance.
Key Contact
Chubb – Long-Term-Care Facilities & Life + LTC
Role: global P&C insurer providing long-term-care facilities insurance for senior-care providers and hybrid Life + LTC benefits for individuals.
LTC-facilities contact: Diane Doherty, Senior Vice President, Healthcare Risk Management – Diane.Doherty@chubb.com (also reachable via phone as listed).
Website:
https://www.chubb.com/
Address (listing):
550 Madison Avenue, New York, NY 10022
Phones (listing): 1-800-777-2131 (customer service); 646-265-7634 / 212-703-7120 for Diane Doherty
Email (listing): Diane.Doherty@chubb.com; GlobalVendorManagement@chubb.com
Final Thoughts
Senior-care ecosystems benefit when carriers like Chubb provide both specialized LTC-facility coverage and life-plus-LTC products that fund care. Caring Data offers the facility- and resident-level documentation that keeps these programs aligned with real-world risks and care needs.
Liberty Mutual (Ironshore) – Senior-Care Professional & General Liability – United States