Chubb – Long-Term Care Facilities and Life-Plus-LTC Benefits Partner Supporting Senior-Care Organizations and Workforces

Supporting Senior-Care Ecosystems Through Long-Term Care Facility Coverage and Combined Life-with-LTC Benefits

Chubb provides insurance coverage for long-term care facilities, including a range of senior-care settings and both for-profit and non-profit entities, and offers combined life-and-long-term care benefits for individuals and employees. Its long-term care facilities coverage focuses on professional and general liability risks, while its LifeTime Benefit Term and related LTC-linked products allow policyholders to draw down life-insurance benefits to pay for long-term care when they become chronically ill.

Who Is Chubb in Healthcare and Senior-Care Risk?

Chubb’s long-term care facilities insurance is designed to help senior-care organizations manage professional and general liability exposures associated with resident care, staffing, and operations. Its healthcare risk-management team, including leaders such as Diane Doherty, supports insureds with risk-management resources and guidance. Meanwhile, Chubb’s LTC-linked life products offer dual protection by providing a death benefit that can be accelerated to help pay for long-term care services such as nursing-facility, assisted-living, home-care, or adult-day care.

For senior-care ecosystems, Chubb thus acts as both a facility-level liability carrier and a benefits provider that helps employees and individuals finance long-term care.

Why Senior-Care Ecosystems Need Chubb

Senior-care ecosystems rely on Chubb when:

• Long-term care and senior-living facilities need specialized professional and general liability coverage and risk-management support.
• Employers or individuals seek combined life-and-LTC benefits to address future care costs and financial security.
• Organizations value an insurer with strong financial strength and sophisticated healthcare risk-management capabilities.

Standardized incident and claims data at the facility level, and structured LTC-benefit utilization data at the workforce/individual level, help Chubb refine underwriting, risk-management recommendations, and product design.

Case Study

A senior-care organization that operates multiple long-term care facilities and offers Chubb life-with-LTC products to its staff uses Caring Data to unify its risk and benefits information. Facility-level incident data (falls, pressure injuries, medication errors, abuse allegations) are standardized and shared in de-identified form with Chubb’s risk-management team, while de-identified LTC-benefit utilization metrics (setting of care, duration) are integrated with role and tenure data.

Chubb uses facility-level data to tailor risk-management support and refine liability coverage, and uses utilization patterns to discuss potential adjustments to LTC-linked benefits. The organization gains a holistic view of risk across resident care and workforce needs.

Testimonials

“Our Chubb contacts told us the Caring Data reports improved their visibility into both our long-term care facility risk and our employees’ LTC-benefit usage.”

“We now see how standardized incident and LTC-utilization data support more tailored coverage and benefits strategies with Chubb.”

Key Contact

Chubb

Role: global insurer providing long-term care facility coverage and combined life-with-LTC benefits that support senior-care organizations and their workforces.

Website:
https://www.chubb.com/

Address (listing):
550 Madison Avenue, New York, NY 10022

Phones (listing): 646-265-7634 (Diane Doherty contact); 1-800-777-2131 (customer service)

Emails (listing): Diane.Doherty@chubb.com; GlobalVendorManagement@chubb.com

Contact (listing): Diane Doherty

Final Thoughts

Senior-care ecosystems benefit when insurers like Chubb combine facility-level liability expertise with LTC-linked life benefits that address the needs of residents, staff, and families. Caring Data deepens this value by providing structured incident and utilization information that supports targeted risk-management and more responsive benefit design.