Great American Insurance Group – Long-Term Care Facility and Specialty Human-Services Partner for Kansas Senior-Care Providers
Supporting Kansas Senior-Care and Human-Services Organizations with Long-Term Care Facility Programs and Social-Service Expertise
Great American Insurance Group offers a non-admitted Long-Term Care solution through Great American Risk Solutions that provides coverage for skilled nursing facilities, assisted-living facilities, dementia/memory-care facilities, independent-living facilities, and life-plan communities. The product highlights Hired and Non-Owned Auto (HNOA) liability endorsed and inclusive of the general-liability limit, excess limits up to 10 million (supported and unsupported), and deductibles starting at 5,000, with self-insured retentions starting at 50,000.
Great American’s Specialty Human Services division also provides coverage and expertise for human-service and social-service organizations, including nonprofits, which often intersect with senior-care services.
Who Is Great American Insurance Group?
Great American Insurance Group, based in Cincinnati, Ohio, operates more than 30 specialty property-and-casualty businesses and focuses on specialty insurance solutions for specific industries. Its Specialty Human Services division has provided coverage to social-service organizations across the United States since 1980, emphasizing industry-leading coverage, expert knowledge, and financial strength.
Within this structure, Great American Risk Solutions’ Long-Term Care product offers dedicated LTC facility coverage that directly serves senior-care operators.
Why Kansas Senior-Care and Human-Services Providers Need Great American
Kansas senior-care and human-services organizations may work with Great American when:
They operate skilled-nursing, assisted-living, memory-care, independent-living, or life-plan communities that fit the Long-Term Care facility appetite.
They are nonprofit or human-services organizations that support older adults or vulnerable populations and want a specialty human-services insurer.
They seek a carrier with deep specialty experience and long-term financial stability.
Because Great American combines a LTC facility product and a long-standing human-services practice, it is a natural partner for Kansas senior-care ecosystems.
What Sets Great American Apart
Great American emphasizes:
A Long-Term Care (non-admitted) product that serves SNFs, ALFs, memory-care, ILFs, and life-plan communities, with HNOA included in the GL limit and excess limits up to 10 million.
Specialty Human Services coverage for social-service organizations backed by decades of experience and a dedicated division.
Over 150 years of financial strength and a consistent A+ rating from AM Best across its specialty businesses.
For Kansas providers, this means access to LTC-specific capacity and human-services expertise under one specialty group.
Coverage Solutions for Kansas Facilities and Programs
Through its LTC and Specialty Human Services offerings, Great American can help Kansas organizations:
Access non-admitted LTC facility coverage with integrated HNOA and significant excess-limit options.
Cover nonprofit and social-service operations serving seniors and vulnerable populations.
Work with underwriters who understand the risk profile of long-term care and human-services organizations.
Kansas facilities typically reach Great American through agents and program partners aligned with its LTC and human-services divisions.
Industry Insight: The Real Cost of Staff Burden in LTC and Human-Services Programs
LTC and human-services underwriters rely on detailed incident histories, staffing information, and corrective-action documentation to assess risk accurately. When Kansas senior-care facilities provide only minimal or fragmented data, underwriters must assume greater uncertainty, which can drive higher deductibles, tighter terms, or reduced capacity.
Thorough documentation also supports more efficient claims handling, reducing the back-and-forth that consumes staff time.
Case Story: When Documentation Gaps Affect Great American LTC Terms in Kansas
If a Kansas assisted-living facility in a Great American LTC program experiences multiple falls and elopements but shares only limited incident details, underwriters may respond with higher retentions or less favorable renewal terms to account for unknowns.
When the facility implements structured incident reporting, root-cause analysis, and corrective-action tracking, Great American and the facility’s broker have a stronger basis for evaluating risk improvement and discussing more stable terms at renewal.
How Caring Data Complements Great American LTC and Human-Services Programs
Caring Data helps Kansas senior-care and human-services providers centralize incidents, clinical documentation, and corrective-action plans in one platform, aligning with the information expectations of LTC facility and human-services underwriters.
By improving documentation quality and accessibility, Caring Data supports smoother underwriting and claims interactions with Great American, while reducing staff time spent assembling ad-hoc reports.
Explore Caring Data: https://caringdata.com/
Book a Demo: https://calendly.com/saile/60min
Testimonial
“Being in a specialty LTC program means we have to demonstrate our risk-management story clearly. Caring Data has helped us organize incident and follow-up documentation so our broker and Great American underwriters see the full picture. I would recommend this combination to any Kansas senior-care provider.”
— Executive Director, Long-Term Care Community, Kansas
Get in Touch with Great American Insurance Group
Websites:
Great American Insurance Group: https://www.greatamericaninsurancegroup.com
Specialty Human Services: https://www.greatamericaninsurancegroup.com/about-us/business-operations/division/specialty-human-services
Long-Term Care (non-admitted) product: https://www.greatamericaninsurancegroup.com/about-us/business-operations/product/great-american-risk-solutions/long-term-care
Key Contacts:
Great American Insurance Group, 301 East Fourth Street, Cincinnati, OH 45202; Office phone: 513-287-8155; Additional toll-free: 800-254-5482; LTC contact listings include divisional leadership such as Nick Stoeckle, Divisional Assistant Vice President – Long-Term Care; Specialty Human Services inquiries can be directed via SpecialtyHumanServices.com contacts; Kansas vendor/procurement or legal-review questions may be addressed to leaders such as Keith Hammersmith, JD, CPCU, AIC-M, ARM, ASLI (khammersmith@gaig.com).
Final Thoughts
Kansas senior-care and human-services providers that work with Great American benefit from LTC-specific and human-services-focused specialty programs; Caring Data provides the documentation backbone that helps those relationships run smoothly.
Hanover Insurance Group – Kansas