Great American – Specialty Carrier Supporting Long-Term-Care and Senior-Living Facilities, Including in Oklahoma
Supporting Oklahoma Senior-Care Ecosystems Through Dedicated Long-Term-Care Property and Casualty Solutions
Great American Insurance Group, headquartered in Cincinnati, is a specialty insurer offering niche commercial products, including long-term-care (LTC) and healthcare-industry insurance solutions. Its Great American Risk Solutions division provides a Long-Term Care (non-admitted) product for skilled-nursing, assisted-living, memory-care, independent-living, and life-plan/CCRC communities, along with broader healthcare-industry coverage that protects employees, patients, property, equipment, and data. These products apply across the U.S., including Oklahoma LTC and senior-living facilities.
Who is Great American in Oklahoma Senior-Care Risk?
Great American’s Long-Term Care (non-admitted) product is delivered through Great American Risk Solutions to wholesale brokers serving LTC facilities. Appetite includes skilled-nursing facilities, assisted-living facilities, dementia/memory-care communities, independent-living facilities, life-plan communities, and continuing-care retirement communities, with coverage focused on property and casualty exposures.
The company also offers healthcare-industry coverage that protects staff, patients, property, data, and high-value equipment, making it relevant for healthcare providers that serve older adults, including those located in Oklahoma.
Why Oklahoma Senior-Care Ecosystems Need Great American
Oklahoma senior-care ecosystems rely on Great American when:
- Senior-living and LTC providers in the state need non-admitted property and casualty solutions tailored to their complex risk profiles.
- Wholesale brokers seek an LTC-focused specialty carrier with strong underwriting and claims expertise.
- Operators want coverage aligned with clinical and operational risks across different levels of senior living.
Standardized incident and claims data—covering resident falls, medication errors, infections, abuse/neglect allegations, elopements, property losses, and governance-level incidents—help Great American understand risk patterns across LTC portfolios, including Oklahoma facilities. When facilities share de-identified, structured datasets, Great American can refine rating, adjust retentions and limits, and focus risk-management guidance on the highest-impact exposures.
Case Study (Oklahoma Focus)
A multi-state senior-living company operates skilled-nursing, assisted-living, memory-care, and independent-living communities, including several in Oklahoma. Its broker places property and casualty coverage for these communities with Great American’s Long-Term Care product. Great American asks for standardized incident data to complement claims information and better understand Oklahoma facilities’ risk.
The company uses Caring Data to document falls, medication-administration issues, infections, pressure injuries, abuse/neglect allegations, elopements, and property incidents across its portfolio, tagging each by incident type, severity, community type, and state. De-identified Oklahoma-specific reports are shared with Great American’s underwriting and risk-management teams. The data highlight that Oklahoma memory-care units have elevated elopement risk and that certain Oklahoma buildings experience repeated property losses from severe weather. Great American and the operator collaborate on targeted interventions—improved secure-entry systems and elopement-prevention protocols in Oklahoma memory-care, plus physical-plant enhancements for weather resilience—and adjust coverage structures accordingly.
Testimonials
“Our Great American contacts told us the Caring Data reports for our Oklahoma communities helped them see how our LTC risks differed by facility type and state.”
“With standardized incident and claims data, we’ve been able to work with Great American to fine-tune coverage and focus risk-management resources on the Oklahoma facilities and incident types that matter most.”
Key Contact
Great American Insurance Group
Role: specialty insurer providing long-term-care-focused property and casualty products and broader healthcare-industry coverage for senior-living providers, including in Oklahoma.
Website:
https://www.greatamericaninsurancegroup.com/
Address (listing):
301 East Fourth Street, Cincinnati, OH 45202
Phones (listing): 513-287-8155 (office) / 800-254-5482
Email (listing): khammersmith@gaig.com
Contact (listing): Keith Hammersmith, JD, CPCU, AIC-M, ARM, ASLI, AIDA
Final Thoughts
Oklahoma senior-care ecosystems benefit when specialty carriers like Great American Risk Solutions deliver LTC-focused coverage backed by deep underwriting and claims expertise. Caring Data enhances this partnership by providing structured incident and claims information that supports precise underwriting and targeted risk-management across Oklahoma senior-living communities.