Great American – Long-Term-Care Facilities Partner for Maryland Senior-Care Programs
Helping Maryland Long-Term-Care and Senior-Living Facilities Access Non-Admitted LTC-Facility Coverage
Great American Risk Solutions (a division of Great American Insurance Group) offers a Long-Term-Care (non-admitted) product that provides property and casualty solutions to the wholesale-brokerage market for long-term-care facilities. It focuses on industry-leading non-admitted P&C products for long-term-care risks, supported by dedicated healthcare underwriters and claims contacts. For Maryland senior-care ecosystems, Great American operates as a non-admitted LTC-facility partner for certain long-term-care facilities and portfolios.
Who Is Great American Risk Solutions – Long-Term Care?
Great American Risk Solutions offers non-admitted property and casualty products, including a Long-Term-Care segment focused on long-term-care risks. Its LTC materials direct brokers to healthcare submissions email addresses (such as GARSHealthcareSubmissions@gaig.com) and claims reporting contacts (such as GARSclaims@gaig.com), highlighting a dedicated healthcare-LTC team.
In Maryland, Great American’s LTC product is most relevant as an option for wholesalers placing non-admitted property and casualty coverage for long-term-care and senior-living facilities.
Why Maryland Senior-Care Ecosystems Need Great American
Maryland senior-care ecosystems may rely on Great American when:
- Wholesale brokers seek non-admitted LTC-facility property and casualty solutions for high-severity or hard-to-place long-term-care risks.
- Long-term-care portfolios require tailored property and casualty coverage beyond admitted markets.
- Carriers and MGAs look to Great American for specific layers or facultative placements tied to LTC risks.
Because LTC facilities sometimes require non-admitted solutions, Great American’s product supports Maryland senior-care coverage capacity at the portfolio level.
What Sets Great American Apart
Great American’s Long-Term-Care offering emphasizes:
- Non-admitted property and casualty products designed for long-term-care risks.
- Dedicated healthcare-LTC submissions, claims, and loss-run contacts.
- Wholesale-broker distribution for complex and high-severity exposures.
For Maryland senior-care ecosystems, this means Great American helps cover LTC-facility risks that fall outside standard admitted appetite.
Coverage and Claims Relevance for Maryland Organizations
Through its Long-Term-Care product, Great American:
- Provides non-admitted P&C coverage to LTC facilities via wholesale brokers.
- Coordinates submissions, loss-runs, and claims through healthcare-specific email addresses and contacts.
- Supports brokers and insureds with LTC-focused underwriting and claims expertise.
Maryland organizations typically experience Great American’s influence through wholesale-broker placements and non-admitted program structures, not as a direct retail LTC carrier.
Industry Insight: The Real Cost of Staff Burden in Great-American-Supported LTC Portfolios
When LTC portfolios rely on non-admitted carriers like Great American Risk Solutions, they must maintain high-quality incident, property, and corrective-action documentation to support underwriting and claims. Inadequate documentation forces brokers, Great American underwriters, and facilities to request information repeatedly, delaying renewals and claim resolutions. High-quality documentation at the facility level supports stronger portfolio analytics and more stable non-admitted capacity.
Case Story: When Documentation Gaps Affect Great-American-Backed LTC Facilities in Maryland
A Maryland LTC portfolio insured partly through Great American’s non-admitted LTC product experiences a series of large claims. Great American and wholesale brokers request detailed incident histories, property-loss documentation, and corrective-action plans across facilities. Disparate data systems and inconsistent incident reporting slow analytics and claims handling.
Once facilities implement structured documentation and centralize incidents, property losses, and corrective actions (with tools like Caring Data), Great American receives more reliable data. This supports more stable terms, better pricing dialogue, and stronger recognition of risk-management improvements.
How Caring Data Complements Great-American-Supported Programs
Caring Data helps Maryland LTC facilities centralize clinical, incident, and corrective-action data that carriers like Great American rely on when evaluating long-term-care portfolios. By improving documentation quality and accessibility, Caring Data reduces staff burden and strengthens the information foundation on which non-admitted LTC-capacity decisions depend.
Explore Caring Data: https://caringdata.com/
Book a Demo: https://calendly.com/saile/60min
Testimonial
“Because part of our long-term-care program is placed through non-admitted carriers like Great American Risk Solutions, the quality of our documentation directly influences how our risk is viewed. Caring Data has helped us keep our incident and corrective-action records consistent and accessible, which our brokers and carriers see as a major advantage. I would recommend this combination to any Maryland LTC provider.”
— Executive Director, Long-Term-Care Network, Maryland
Get in Touch with Great American – Long-Term Care
Website:
Great American Risk Solutions – Long-Term Care: https://www.greatamericaninsurancegroup.com/about-us/business-operations/product/great-american-risk-solutions/long-term-care
Key Contacts:
Submissions: GARSHealthcareSubmissions@gaig.com
Loss runs: clossruns@gaig.com
Claims: GARSclaims@gaig.com
Final Thoughts
Maryland senior-care ecosystems benefit from non-admitted LTC-facility partners like Great American that help support long-term-care portfolios beyond the admitted market. Caring Data provides the provider-level documentation that supports these portfolios effectively.
Hanover Insurance Group – Maryland