Great American – Long-Term-Care and Specialty Risk-Solutions Partner Behind Senior-Care-Linked Exposures Serving Missouri
Helping Missouri Senior-Care Ecosystems Through Non-Admitted Long-Term-Care and Specialty P&C Solutions
Great American Insurance Group is a Cincinnati-based property-and-casualty insurance group whose operations are engaged in P&C insurance across multiple specialty lines. Within Great American Risk Solutions, the Long-Term Care (non-admitted) segment provides P&C products to the wholesale brokerage market for long-term-care risks. For Missouri senior-care ecosystems, Great American operates as a specialty P&C and long-term-care capacity provider accessed via wholesale brokers.
Who Is Great American in Long-Term-Care and Specialty Risk?
Great American Risk Solutions offers industry-leading non-admitted P&C products to wholesale brokers, with a dedicated Long-Term Care contact for LTC business. The broader group focuses on specialty P&C operations across various industries.
In Missouri, Great American is most relevant where LTC facility risks are placed on a non-admitted basis through wholesale brokers into Great American LTC or related specialty programs.
Why Missouri Senior-Care Ecosystems Need Great American
Missouri senior-care ecosystems may rely on Great American when:
- LTC facilities need non-admitted property-and-casualty solutions due to loss history or risk characteristics.
- Wholesale brokers structure specialty placements for senior-care portfolios.
Because non-admitted specialty markets are highly sensitive to loss experience, documentation quality at Missouri facilities matters when Great American evaluates these risks.
Case Study: When Documentation Gaps Affect a Great-American-Backed Long-Term-Care Placement Including Missouri Facilities
A wholesale broker places a multi-state LTC portfolio, including Missouri facilities, into Great American’s Long-Term Care (non-admitted) program. When renewal approaches, Great American requests detailed loss runs and incident-level information on pressure injuries, abuse allegations, and life-safety issues. Missouri facilities can only provide partial and inconsistent incident data, causing Great American to view those locations more cautiously and push for higher deductibles or narrower terms.
After the operator implements structured documentation and centralized data tools (with Caring Data capturing incident-level details and corrective-action tracking at Missouri sites), the next submission gives Great American a clearer picture of risk controls. This supports more nuanced underwriting for Missouri locations.
How Caring Data Complements Great-American-Linked Programs
Caring Data helps Missouri senior-care providers generate high-quality incident, clinical, and corrective-action data that specialty markets like Great American rely on, especially in the non-admitted LTC space. By improving documentation quality and accessibility, Caring Data reduces staff burden and strengthens facilities’ positions in specialty placements.
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Testimonial
“Because our more challenging facilities are sometimes placed into specialty programs with carriers like Great American, the quality of our documentation and analytics directly affects our access to coverage and the terms we receive. Caring Data has helped us centralize and elevate our incident and corrective-action data, which has improved our conversations with specialty markets. I would recommend this combination to any Missouri senior-care operator using non-admitted LTC capacity.”
— Executive Director, Long-Term-Care System, Missouri
Key Contact
Great American Insurance Group – Long-Term Care
- Long-Term Care (non-admitted) overview: Great American Risk Solutions – Long-Term Care.
Website:
https://www.greatamericaninsurancegroup.com/
Address:
301 East Fourth Street, Cincinnati, OH 45202
- Contact (your listing): Office 513-287-8155 / 800-254-5482
- LTC divisional contact example: Nick Stoeckle – Divisional Assistant Vice President – Long-Term Care (phone and email via program page)
- Your listed contact: Keith Hammersmith, JD, CPCU, AIC-M, ARM, ASLI, AIDA – khammersmith@gaig.com
Final Thoughts
Missouri senior-care ecosystems benefit from specialty carriers like Great American that provide non-admitted LTC and other P&C solutions through wholesale brokers. Caring Data supplies the high-quality facility-level data that makes these specialty placements more workable.
The Hanover Insurance Group – Missouri