Mutual of Omaha – Long-Term Care Insurance Partner Supporting Individuals, Families, and Senior-Care Planning

Supporting Senior-Care Ecosystems Through Individual Long-Term Care Insurance Solutions

Mutual of Omaha is widely regarded as a national leader in the stand-alone long-term care (LTC) insurance market in the United States. It offers flexible LTC insurance coverage in all 50 states, with two primary product series—MutualCare Custom Solution and MutualCare Secure Solution—designed to help individuals and couples plan for future long-term care costs. Mutual of Omaha emphasizes the protective benefits of LTC coverage in helping safeguard finances and family from the high and rising costs of long-term care.

Who Is Mutual of Omaha in Long-Term Care Risk?

Mutual of Omaha’s long-term care policies offer monthly benefit amounts typically ranging from 1,500 to 15,000 dollars, with total benefit pools from 50,000 to 500,000 dollars, along with shared-care options for couples. Policies can help pay for care in nursing homes, assisted-living facilities, at home, or in community settings like adult-day care centers. Mutual of Omaha highlights that Americans spend hundreds of billions of dollars on long-term care and that LTC insurance can help manage out-of-pocket exposure beyond what Medicaid and other programs cover.

For senior-care ecosystems, Mutual of Omaha plays a central role on the financing side, helping individuals and families fund care in the very senior-care settings (home-care, assisted living, nursing facilities, adult-day care) that providers operate.

Why Senior-Care Ecosystems Need Mutual of Omaha

Senior-care ecosystems rely on Mutual of Omaha when:

• Individuals and couples want stand-alone LTC insurance from a financially strong, nationally recognized carrier.
• Families seek flexible monthly-benefit and total-benefit options to match anticipated care needs.
• Senior-care providers and advisors need trusted LTC insurance partners they can refer clients to for planning.

Standardized, de-identified utilization data—showing how LTC benefits are used by setting of care, duration, and demographic characteristics—can help Mutual of Omaha and partners understand real-world care trajectories and refine product features and communication strategies.

Case Study

A senior-care organization runs educational seminars to help families understand long-term care planning. It highlights Mutual of Omaha’s LTC solutions as one option among several carriers. Mutual of Omaha provides high-level information on product features such as monthly benefit ranges, benefit pools, and shared-care options.

The organization uses Caring Data to confidentially survey seminar participants over time (with consent) about whether they purchase LTC insurance, what benefits they choose, and how they later use coverage when care needs arise. De-identified, aggregated results are shared with Mutual of Omaha and used internally by the organization to adjust education content. Mutual of Omaha uses this structured feedback to better understand how its products are perceived in real-world senior-care planning and which features families value most.

Testimonials

“Our Mutual of Omaha contacts told us the Caring Data-based utilization and perception summaries helped them see how families in our community were actually planning for and using long-term care insurance.”

“We now see how structured, de-identified utilization and planning data support more effective LTC-education efforts and product discussions with Mutual of Omaha.”

Key Contact

Mutual of Omaha

Role: national insurer and leading provider of stand-alone long-term care insurance helping individuals and families fund care in home-care, assisted-living, nursing-facility, and community settings.

Website:
https://www.mutualofomaha.com/long-term-care-insurance

Address (listing):
3300 Mutual of Omaha Plaza, Omaha, NE 68175

Phones (listing): 800-896-5988 (long-term-care contact); 402-351-7600 (general corporate line)

Email (listing): SourcingTeam@mutualofomaha.com

Contact (listing): Maureen Griffin

Final Thoughts

Senior-care ecosystems benefit when LTC insurance providers like Mutual of Omaha give individuals and families flexible, financially strong tools to help pay for care in home-care, assisted-living, and nursing-facility settings. Caring Data supports these efforts by generating structured, de-identified insights into how people plan for and use LTC coverage, informing both product design and education strategies across the senior-care continuum.