Nationwide – Senior-Living Insurance Partner Supporting Senior-Care Communities
Supporting Senior-Care Ecosystems Directly Through Tailored Senior-Living Business-Insurance Programs
Nationwide offers a dedicated senior-living business-insurance program designed for both for-profit and non-profit senior-living communities. The program helps owners and administrators manage unique risks across independent-living, assisted-living, memory-care, and continuing-care settings by tailoring commercial coverage to each community’s operations and risk profile.
Who Is Nationwide in Senior-Living Risk?
Nationwide’s senior-living insurance provides specialized commercial coverage for senior-living operations, typically including general liability, professional liability, property, auto, workers’ compensation, crime, and equipment breakdown. The program recognizes that senior-living communities face distinctive risks from resident dependency, staffing challenges, and regulatory oversight and designs coverage accordingly.
Nationwide emphasizes that it insures both for-profit and non-profit communities and can align coverage with the services offered and the acuity of residents. Contacts and email channels such as SpecCare@nationwide.com and MLSReportALoss@nationwide.com provide information and loss-reporting support to senior-living insureds.
Why Senior-Care Ecosystems Need Nationwide Senior Living
Senior-care ecosystems rely on Nationwide’s senior-living program when:
- They operate independent-, assisted-, or memory-care communities and want tailored commercial coverage.
- They want integrated liability and property solutions from a single carrier.
- They value a program designed explicitly for senior-living risks.
That makes standardized incident, claims, and exposure data essential for Nationwide’s underwriting, pricing, and risk-control efforts.
Case Study
A multi-site senior-living operator in Ohio and neighboring states participates in Nationwide’s senior-living insurance program. Nationwide requests loss histories by location and allegation type (falls, medication events, abuse, property losses), exposure information (resident counts, acuity, services), and details on quality-improvement projects. Data are inconsistent across communities, complicating program analysis and pricing.
The operator adopts Caring Data to standardize incident and outcome reporting and link events to residents, locations, and risk-management actions. Nationwide uses the structured datasets to fine-tune coverage limits, deductibles, and risk-control recommendations, while the operator gains clearer insights into trends and improvement opportunities across its communities.
Testimonials
“Our Nationwide senior-living contact told us the Caring Data reports finally gave them a consistent view of incidents across all of our communities.”
“We now see how standardized reporting supports more predictable pricing and constructive risk-management discussions with Nationwide.”
Key Contact
Nationwide – Senior Living (OH Program)
Role: insurer providing specialized senior-living business-insurance programs for for-profit and non-profit senior-care communities.
Website:
https://www.nationwide.com/business/insurance/industries/types/senior-living
Address (listing):
One Nationwide Plaza, Columbus, OH 43215
Phone (senior-living contact): 1-888-275-7992
Email (loss reporting/program): MLSReportALoss@nationwide.com; SpecCare@nationwide.com
Contact (listing): Sherri Sheidler
Final Thoughts
Senior-care ecosystems benefit when carriers like Nationwide build dedicated senior-living programs that integrate liability, property, and risk-management support around the realities of caring for older adults. Caring Data strengthens these programs by providing standardized, portfolio-wide incident and exposure data that support accurate underwriting and targeted safety improvements.
Allied World Insurance – Healthcare Liability – United States