Novatae Risk Group – Specialty Intermediary and Program Partner Supporting Allied Risks in Senior-Care Ecosystems
Supporting Senior-Care Ecosystems Indirectly Through Allied and Specialty Insurance Programs
Novatae Risk Group is a specialty wholesale brokerage and MGA platform offering access to excess & surplus (E&S) and specialty programs, including allied and healthcare-related offerings. From offices across the U.S., Novatae works with retail agents and carriers to structure coverage for complex or niche risks. In senior-care ecosystems, Novatae’s allied programs support service providers and specialty operations that interact with senior-care organizations.
Who Is Novatae in Healthcare and Senior-Care Risk?
Novatae focuses on specialty and E&S lines, using MGA and brokerage capabilities to place risks that require tailored underwriting and coverage structures. Its allied-program solutions may include professional-liability, general-liability, and property coverages for ancillary healthcare and service providers, such as therapy practices, home-care vendors, or community-based organizations serving seniors.
Senior-care organizations may encounter Novatae when their retail agents work through Novatae to access markets for home-health vendors, therapy providers, or other allied services that support aging populations.
Why Senior-Care Ecosystems Need Novatae Risk Group
Senior-care ecosystems rely on Novatae when:
They or their vendors need access to specialty or E&S capacity via a wholesale broker/MGA.
They operate ancillary services that fall outside standard admitted appetites.
They value program structures that can adapt to evolving risk profiles.
That makes well-organized incident and claims data important for Novatae’s program underwriting and carrier relationships.
Case Study
A therapy provider group specializes in PT/OT services for senior-living communities and obtains professional- and general-liability coverage through a Novatae allied program. Novatae and the carrier request incident and claim histories involving treatment-related injuries, exposure metrics such as visit counts and facility relationships, and evidence of protocols and supervision. Data are fragmented across therapy and facility systems, making it hard to illustrate quality improvements.
The therapy group uses Caring Data to centralize clinical-incident and exposure information, producing standardized reports that retail agents share with Novatae. The structured datasets support clearer risk presentation, more tailored pricing, and an ongoing capacity commitment from carrier partners.
Testimonials
“Our retail broker told us Novatae appreciated the clarity and consistency of the Caring Data reports we provided.”
“We now see how high-quality incident data improves our standing in specialty and E&S programs.”
Key Contact
Novatae Risk Group (MGA – Allied Program)
Role: specialty wholesale broker and MGA offering allied and specialty programs for complex and niche risks, including healthcare-related services.
Website:
https://novatae.com/
Address (listing):
30 South Wacker Drive, Suite 900, Chicago, IL 60606
Phone (listing): 1-888-810-2770
Email (listing): info@novatae.com
Contact (listing): Steven Benedict
Final Thoughts
Senior-care ecosystems benefit when specialty intermediaries like Novatae provide access to allied and E&S programs that protect the services surrounding senior-care operations. Caring Data supports these programs by supplying reliable incident and exposure data that specialty markets need to maintain capacity.
VGM Insurance Services – Homecare & Senior-Living Programs – United States