Novatae Risk Group – Specialty MGA and Program Underwriter Supporting Allied Healthcare and Assisted-Living-Adjacent Risks
Supporting Senior-Care Ecosystems Through Allied Healthcare Liability Programs
Novatae Risk Group is a modern specialty insurance distributor operating as an MGA, program underwriter, Lloyd’s coverholder, and wholesaler, offering exclusive program and brokerage solutions across numerous industry classes. Within healthcare, Novatae provides specialty healthcare insurance programs for allied-health professionals and affiliated companies, including a dedicated Allied Healthcare MGA program offering professional and general-liability coverage. Novatae has also invested in long-term-care expansion by bringing in teams with assisted-living expertise to enhance its Allied Med program, tying it directly to senior-care environments.
Who is Novatae in Senior-Care Risk?
Novatae’s Allied Healthcare program makes it easier for retail brokers to place liability coverage for a wide range of allied-health professionals and facilities, protecting against negligence, errors, or omissions in patient care, plus general-liability exposures tied to operations. Allied-healthcare liability is aimed at non-physician clinicians such as nurses, therapists, and technicians who often serve older adults in homes, clinics, and senior-living communities.
Novatae’s investment in long-term care—including the addition of assisted-living expertise to its Allied Med program—positions it as a program partner for assisted-living-adjacent therapy practices, home-health agencies, and related providers operating in senior-care settings.
Why Senior-Care Ecosystems Need Novatae
Senior-care ecosystems rely on Novatae when:
- Allied-health professionals and facilities serving seniors need specialty professional and general-liability coverage placed through an MGA with deep allied-health expertise.
- Assisted-living-adjacent providers want a program partner actively expanding into long-term-care risk classes.
- Brokers seek streamlined access to comprehensive allied-health and assisted-living-related programs backed by multiple global insurers.
Standardized incident and claims data—covering treatment errors, documentation lapses, falls during therapy or care, privacy breaches, and general-liability incidents—help Novatae evaluate risk and refine underwriting guidelines for allied-health and assisted-living-adjacent business. When providers and brokers share structured, de-identified data, Novatae can better align pricing, coverage terms, and risk-management recommendations with actual senior-care-oriented practices.
Case Study
An allied-health practice group provides PT/OT/speech therapy in assisted-living communities and in seniors’ homes. Coverage is placed with Novatae’s Allied Healthcare program. As the practice grows, Novatae requests more detailed incident data to distinguish risks by setting.
The group implements Caring Data to standardize reporting of therapy-related injuries, falls, documentation errors, miscommunication events, and HIPAA/privacy issues, tagging each event with consistent incident types, severity, care setting (assisted-living vs home), and practitioner details. De-identified aggregate reports are shared with Novatae’s underwriting team, which uses them to differentiate risk by location and service type and to recommend targeted risk-management steps and coverage structures.
Testimonials
“Our Novatae contacts told us the Caring Data reports helped them see how our allied-health risks differed between assisted-living facilities and home-based visits.”
“With standardized incident and claims data, we’ve been able to work with Novatae to refine our Allied Healthcare coverage and focus safety efforts where our senior patients face the most risk.”
Key Contact
Novatae Risk Group (MGA – Allied Program)
Role: specialty MGA, program underwriter, and wholesaler providing allied-healthcare professional and general-liability programs, including long-term-care-adjacent and assisted-living-focused risks.
Website:
https://novatae.com/
Address (listing):
30 South Wacker Drive, Suite 900, Chicago, IL 60606
Phone (listing): 1-888-810-2770
Email (listing): info@novatae.com
Contact (listing): Steven Benedict
Final Thoughts
Senior-care ecosystems benefit when MGAs like Novatae Risk Group focus on allied-health and assisted-living-adjacent risks, bringing specialty underwriting and program capacity to providers working with older adults. Caring Data enhances this relationship by supplying structured incident and claims information that supports precise underwriting and targeted risk-management for senior-focused allied-health practices.
VGM Insurance Services (MGA/Broker) – Senior Living & Homecare-Related Risks – Ohio