Novatae Risk Group – MGA Offering Allied Assisted Living Insurance Program for Assisted-Care Facilities, Including in Oklahoma
Supporting Oklahoma Senior-Care Ecosystems Through Allied Assisted-Living Liability and Related Coverages
Novatae Risk Group is a specialty insurance brokerage and MGA offering numerous programs through its MGA Programs division. Among these is the Allied Assisted Living Insurance Program, which provides tailored coverage for assisted-living facilities. This program is designed specifically for assisted-care operations, making Novatae an important MGA for assisted-living risks, including those in Oklahoma.
Who is Novatae in Oklahoma Assisted-Living Risk?
Novatae’s Allied Assisted Living Insurance Program provides specialized coverage for assisted-living facilities, with typical coverage elements including professional and general liability, employee-related liability, sexual-abuse liability, and auto expenses related to facility operations. Novatae positions this program as a way for brokers to offer clients specialized coverage backed by professional underwriting.
For Oklahoma, assisted-living facilities can access the Allied Assisted Living program through brokers, gaining coverage tailored to their exposures rather than generic commercial packages.
Why Oklahoma Senior-Care Ecosystems Need Novatae’s Allied Program
Oklahoma senior-care ecosystems rely on Novatae’s Allied Assisted Living Insurance Program when:
- Assisted-living facilities seek a program built specifically around assisted-care operations and resident-care exposures.
- Brokers want a go-to MGA for assisted-living liability and related coverages.
- Operators desire coverage that explicitly addresses employee-related liability, abuse/neglect, and auto exposures tied to resident services.
Standardized incident and claims data—covering resident falls, medication-management issues, abuse/neglect allegations, elopements, staff-related incidents, and transport events—help Novatae evaluate risk across assisted-living facilities, including those in Oklahoma. When facilities use structured schemas (like Caring Data) and share de-identified datasets via brokers, Novatae can refine pricing, coverage terms, and risk-management guidance tailored to Oklahoma assisted-living operations.
Case Study (Oklahoma Focus)
An assisted-living provider operates two communities in Oklahoma and several in neighboring states. Its broker places liability and related coverages for all locations through Novatae’s Allied Assisted Living Insurance Program. Novatae encourages enhanced incident reporting to support underwriting and risk-management.
The provider implements Caring Data to track incidents such as falls, medication errors, abuse/neglect allegations, elopements, behavioral events, and transportation-related incidents, using standardized types, severity levels, and root-cause tags. De-identified aggregate Oklahoma reports are provided to Novatae via the MGA relationship. Novatae’s underwriters identify that one Oklahoma community has higher elopement and nighttime-fall rates than peers and work with the provider and broker to implement targeted interventions (e.g., improved door-alarms, nighttime staffing adjustments, and fall-risk assessments) and to calibrate deductibles and limits accordingly.
Testimonials
“Our Novatae Allied Assisted Living underwriters told us the Caring Data reports for our Oklahoma communities helped them see exactly where our assisted-living risk was concentrated.”
“With standardized incident and claims data, we’ve been able to work with Novatae to refine our assisted-living coverage and focus safety initiatives on the Oklahoma building that needed the most attention.”
Key Contact
Novatae Risk Group – Allied Assisted Living Insurance Program
Role: MGA providing an Allied Assisted Living Insurance Program with specialized professional, general, employee-related, abuse, and auto coverages for assisted-living facilities, including in Oklahoma.
Websites:
Allied Assisted Living Insurance Program details; MGA programs overview
Main site: https://novatae.com/
Address (listing):
30 South Wacker Drive, Suite 900, Chicago, IL 60606
Phone (listing): 1-888-810-2770
Email (listing): info@novatae.com
Contact (listing): Steven Benedict
Final Thoughts
Oklahoma senior-care ecosystems benefit when MGAs like Novatae offer assisted-living-specific programs that address the full range of resident-care and operational exposures. Caring Data amplifies this benefit by giving Novatae and Oklahoma assisted-living providers a structured view of their incident patterns and improvement opportunities.
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