Novatae Risk Group – Allied Healthcare and Assisted-Living MGA Partner Supporting Senior-Care Ecosystems
Supporting Senior-Care Ecosystems Through Allied Healthcare and Allied Assisted-Living Facility Programs
Novatae Risk Group is a modern specialty insurance distributor and leading MGA/program underwriter that offers exclusive underwriting solutions across dozens of industry classes, including healthcare and allied healthcare. Its Allied Healthcare and Allied Assisted Living Facility programs make it easier for retail brokers to place comprehensive liability coverage for allied health professionals and assisted-living operations. These programs directly support senior-care ecosystems by focusing on providers and facilities that deliver hands-on care to older adults.
Who Is Novatae Risk Group in Healthcare and Senior-Care Risk?
Novatae’s specialty healthcare programs reflect deep knowledge of risks faced by allied health professionals, medical practitioners, and companies affiliated with them. The Allied Healthcare Professional Liability & General Liability program is designed to provide broad, customizable coverage for a wide range of allied healthcare classes, helping brokers place complex accounts efficiently. Novatae’s MGA Programs portfolio also highlights an “Allied Assisted Living Facility Program,” which extends its allied-health focus into the senior-living space, offering packaged liability solutions tailored to assisted-living communities and related operations.
For senior-care ecosystems, Novatae functions as a specialty MGA/program underwriter that connects retail brokers with focused allied health and assisted-living programs supported by multiple global insurers, aligning coverage with the realities of resident care and outpatient services.
Why Senior-Care Ecosystems Need Novatae Risk Group
Senior-care ecosystems rely on Novatae when:
- Assisted-living operators and allied-health providers need a program-driven path to professional and general liability coverage designed for their risk profile.
- Brokers want a specialty MGA that understands healthcare risk and offers exclusive allied-health and assisted-living programs from a broad panel of insurers.
- Organizations with mixed service models (in-facility care, outpatient therapy, home-visits) need flexible, allied-health-oriented coverage structures.
Standardized incident and claims data—covering clinical events, resident injuries, outpatient treatment incidents, and general liability exposures—help Novatae evaluate accounts, refine pricing, and guide risk-management expectations for participating senior-care providers.
Case Study
An assisted-living operator with embedded therapy services (PT/OT/speech) and visiting allied health professionals partners with its retail broker to explore better aligned liability coverage. The broker approaches Novatae’s Allied Healthcare and Allied Assisted Living Facility programs to secure integrated professional and general liability solutions. Novatae requests class-specific exposure information and detailed incident histories for both facility-based and allied-health services.
The operator implements Caring Data to standardize reporting of resident falls, therapy-related incidents, medication issues, and general premises liability events across its communities. De-identified aggregate datasets are shared with the broker and Novatae. Novatae uses this structured information to differentiate risk by service type and location, tailor limits and deductibles, and highlight risk-management priorities (for example, certain therapy protocols or high-risk areas within buildings). The operator gains clearer insight into where allied-health and facility exposures intersect and how to address them.
Testimonials
“Our Novatae contacts told us the Caring Data reports helped them understand how our assisted-living and allied-health risks overlapped and where to focus risk-management.”
“We now see how standardized incident and claims data support more precisely tailored allied-health and assisted-living programs with Novatae Risk Group.”
Key Contact
Novatae Risk Group (MGA – Allied Program)
Role: specialty insurance distributor, MGA, and program underwriter providing allied healthcare and allied assisted-living facility programs that support senior-care ecosystems.
Website:
https://novatae.com/
Address (listing):
30 South Wacker Drive, Suite 900, Chicago, IL 60606
Phones (listing): 1-888-810-2770
Email (listing): info@novatae.com
Contact (listing): Steven Benedict
Final Thoughts
Senior-care ecosystems benefit when specialty MGAs like Novatae Risk Group create allied healthcare and assisted-living programs that reflect real-world clinical and operational risks in senior-care environments. Caring Data strengthens these programs by providing standardized incident and exposure information that supports more accurate underwriting, nuanced pricing, and targeted risk-management support.
VGM Insurance Services (MGA/Broker) – Specialty Insurance & Healthcare-Related Risks – United States