Novatae Risk Group – Allied Healthcare and Assisted-Living Program Partner Supporting Healthcare- and Senior-Care-Related Organizations
Supporting Senior-Care Ecosystems Through Allied Healthcare and Assisted-Living Specialty Programs
Novatae Risk Group is a full-service wholesale insurance brokerage, MGA, and Lloyd’s Coverholder that delivers specialty programs and underwriting solutions across numerous industries. Its MGA programs include an Allied Healthcare program and an Allied Assisted Living Facility Program, designed to help retail brokers place tailored liability and related coverage for healthcare providers and senior-living facilities. Novatae’s focus on allied healthcare, midwives, and assisted-living expertise positions it as a key specialty partner for senior-care ecosystems seeking flexible, program-driven solutions.
Who Is Novatae Risk Group in Healthcare and Senior-Care Risk?
Novatae offers wholesale allied healthcare liability insurance programs that protect allied health professionals and facilities from claims of negligence, errors, or omissions in patient care, as well as general liability exposures tied to operations. Its Allied Assisted Living Facility Program builds on this expertise, combining allied medical knowledge with assisted-living risk insights to serve facilities that support seniors in residential settings. Novatae acts as an MGA/program underwriter, working through retail brokers to deliver customized coverage structures backed by leading insurers.
For senior-care ecosystems, Novatae can serve as a program partner for assisted-living facilities, allied-health providers embedded in senior-care environments, and related healthcare services. Its willingness to innovate—such as launching a unique midwives plan with enhanced risk-management review and coverage extensions—demonstrates how structured risk data can translate into more refined products.
Why Senior-Care Ecosystems Need Novatae Risk Group
Senior-care ecosystems rely on Novatae when:
- Assisted-living and allied-health providers need specialized professional and general liability programs tailored to their services and resident populations.
- Retail brokers seek an MGA partner with allied-health and assisted-living expertise to place complex or evolving risks.
- Programs demand underwriting informed by detailed risk-management reviews and nuanced understanding of healthcare-adjacent operations.
Standardized incident, claims, and exposure data—covering resident falls, treatment errors, and service-line utilization—help Novatae refine pricing, coverage terms, and risk-management guidance. Clean data also strengthens submissions, enabling faster decisions and better alignment between coverage and actual risk.
Case Study
An assisted-living provider with multiple communities offers a mix of traditional assisted living, memory care, and on-site allied-health services. Its broker approaches Novatae’s Allied Assisted Living Facility and Allied Healthcare programs to secure integrated professional and general liability coverage. Novatae requests detailed incident histories, claims data, and exposure metrics segmented by service line, resident acuity, and location to fully understand the risk profile.
The provider implements Caring Data to standardize incident reporting and exposure tracking across all communities. Events such as falls, medication variances, behavioral incidents, and service-related complaints are coded consistently, and de-identified aggregate data is shared with the broker and Novatae. Using these structured datasets, Novatae adjusts limits, deductibles, and coverage extensions to reflect actual risk, while the provider gains deeper insight into operational trends and safety priorities across its senior-care portfolio.
Testimonials
“Our Novatae contacts told us the Caring Data reports made it much easier to underwrite our assisted-living and allied-health exposures across locations.”
“We now see how standardized incident and exposure data support more targeted coverage and program design with Novatae Risk Group’s allied and assisted-living offerings.”
Key Contact
Novatae Risk Group (MGA – Allied Program)
Role: MGA, program underwriter, and wholesale distributor providing allied healthcare and assisted-living specialty programs for healthcare- and senior-care-related organizations.
Website:
https://novatae.com/
Address (listing):
30 South Wacker Drive, Suite 900, Chicago, IL 60606
Phones (listing): 1-888-810-2770
Email (listing): info@novatae.com
Contact (listing): Steven Benedict
Final Thoughts
Senior-care ecosystems benefit when specialty MGAs like Novatae Risk Group combine allied-health and assisted-living expertise with program-based underwriting tailored to care environments. Caring Data enhances these partnerships by delivering structured incident and exposure information that supports more precise underwriting, better risk-management support, and more sustainable program outcomes for senior-care providers.
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