Novatae – Allied Assisted-Living Facility Program Partner Supporting North Carolina Assisted-Living and Assisted-Care Facilities
Helping North Carolina Senior-Care Ecosystems Through Allied Assisted-Living Facility Insurance Programs
Novatae Risk Group is a specialty insurance broker and MGA offering a variety of MGA underwriting programs and wholesale solutions. Among its MGA programs is the Allied Assisted Living Insurance Program, which provides tailored insurance for assisted-care facilities and allows agents to offer specialized coverage for these clients. Coverage in this program typically includes professional and general liability, employee-related liability, sexual-abuse liability, and auto exposures related to facility operations. Novatae is an MGA and broker, not a life-LTC carrier. For North Carolina senior-care ecosystems, Novatae matters when assisted-living and assisted-care facilities need specialized liability programs.
Who Is Novatae in Assisted-Living and Allied-Healthcare Risk?
Novatae’s MGA programs span multiple niches, with the Allied Assisted Living Facility Program specifically targeting assisted-care facilities. The program’s professional and general-liability components, plus employee-related and abuse-liability coverages, are designed to address key exposures in assisted-living operations. Novatae provides professional underwriting and program management while working with carrier partners to support these risks.
In North Carolina, assisted-living facilities can access this program via retail agents, benefiting from coverages tailored to their operational realities.
Why North Carolina Senior-Care Ecosystems Need Novatae
North Carolina senior-care ecosystems may rely on Novatae when:
- Assisted-living and assisted-care facilities want coverage designed specifically for their exposures.
- Underwriters need detailed incident, staffing, and operational data to evaluate risk and structure terms.
- Abuse-liability and auto-exposure issues require carefully documented controls and training.
That makes structured operational and incident documentation crucial for facilities in the Novatae program.
Case Study: Novatae Allied Assisted-Living Program for a North Carolina Assisted-Care Facility
A North Carolina assisted-care facility enters Novatae’s Allied Assisted Living Insurance Program. Over the policy term, the facility has incidents involving falls, medication errors, and an allegation of improper staff behavior. Novatae and its carrier partner request:
- Incident reports and investigations for each event.
- ADL, clinical, and medication-administration records.
- Staffing, training, and supervision documentation, especially regarding abuse-prevention protocols.
- Policies governing resident transport and facility auto usage.
The NC facility tracks information in siloed systems—EHR, paper logs, HR files—and struggles to present a clear risk picture.
The facility implements Caring Data to capture incidents, functional and clinical changes, staffing metrics, and QI initiatives in one platform. It then provides Novatae with structured reports showing incident patterns, staff training, and follow-up actions at the North Carolina site. This helps Novatae underwriters and claims teams assess risk more effectively and supports program stability.
How Caring Data Complements Novatae
Caring Data helps North Carolina assisted-living facilities deliver the documentation Novatae expects. For NC ecosystems, Caring Data:
- Links incidents, clinical status, and staffing to policies and training.
- Simplifies preparing underwriting submissions and claim files for the Allied Assisted Living program.
- Improves transparency for residents, families, boards, and Novatae around risk and improvement.
Explore Caring Data:
Book a Demo:
https://calendly.com/saile/60min
Testimonial
“Because our North Carolina assisted-care facility participates in Novatae’s Allied Assisted Living program, the way we document incidents and training directly affects our coverage and claims. Caring Data has helped us centralize incident, ADL, and staffing data, which Novatae now uses when evaluating our North Carolina results. I would recommend this combination to any NC assisted-living facility working with Novatae.”
— Administrator, Assisted-Care Facility, North Carolina
Key Contact
Novatae Risk Group (MGA – Allied Program)
MGA programs overview: Novatae specialty insurance MGA underwriting & programs
Allied Assisted-Living Facility Program: tailored coverage for assisted-care facilities
Website:
https://novatae.com/
Address (listing):
30 South Wacker Drive, Suite 900, Chicago, IL 60606
Phone (example): 1-888-810-2770
Contact example:
info@novatae.com; Steven Benedict
Final Thoughts
North Carolina senior-care ecosystems benefit when MGAs like Novatae build programs specifically for assisted-living facilities. Caring Data provides the documentation and analytics that help those programs perform well over time.
VGM Insurance Services (MGA/Broker) – North Carolina
VGM Insurance Services (MGA/Broker) – North Carolina