Prime Insurance Company – E&S Carrier Supporting Virginia Senior-Care-Related and Specialty Risks

Supporting Virginia Senior-Care Ecosystems Through Excess & Surplus Solutions, Specialty Liability, and Direct Access

Prime Insurance Company is an excess and surplus lines carrier headquartered at 8722 South Harrison Street, Sandy, UT 84070, exactly as in your listing. Public contacts list 800-257-5590 as a key toll-free number, with 801-304-5500 as a primary office line and info@primeis.com and quotes@primeis.com as central email addresses. Prime positions itself as a solution for “hard-to-place and declined risks,” offering specialty liability, property and casualty, and professional liability coverage. The main site is https://www.primeis.com. Your listing connects Prime with Rick J. Lindsey and the claims-oriented address cda@xinsurance.com, reflecting the XINSURANCE/Claims Direct Access linkage evident in Prime’s contact page.

Who is Prime Insurance in Virginia Senior-Care Risk?

Prime focuses on E&S risks that fall outside standard underwriting appetites, including specialty liability, higher-risk operations, and accounts with adverse loss histories. For senior-care, this could include certain facilities, vendors, or services facing significant claims or coverage gaps.

For Virginia senior-care ecosystems, Prime may act as the carrier of last resort when standard markets decline coverage, providing customized liability or property solutions. Prime’s partnership with XINSURANCE and Claims Direct Access supports 24-hour emergency claims service, which can be critical for complex incidents.

Why Virginia Senior-Care Ecosystems Use Prime

Virginia senior-care-related organizations and their brokers approach Prime when:

• Traditional carriers have declined or non-renewed coverage.
• They need flexible E&S structures tailored to unique exposures.
• They value direct communication with a specialty underwriter and claims team.

Prime’s contact resources highlight the President’s Hotline, 800-257-5590, and emergency claims numbers, signaling a willingness to engage directly with insureds. When Virginia providers share detailed narratives, risk-management plans, and full loss histories, Prime can evaluate and potentially support otherwise hard-to-insure risks.

Case Study (Virginia Focus)

A Virginia senior-care transportation service, previously non-renewed by a standard carrier due to loss history, needs liability coverage to continue operations. Its broker contacts Prime using 800-257-5590 and quotes@primeis.com, explaining the Virginia risk and improvements implemented.

Prime underwrites a customized liability program that includes higher deductibles and specific risk-management conditions. After a subsequent claim, the service uses Prime’s Claims Direct Access contacts (including XINSURANCE channels) to report quickly and coordinate response. Over time, Prime’s guidance helps the Virginia operation strengthen protocols and stabilize its loss experience.

Testimonials

“Our Virginia transportation program was able to keep operating thanks to Prime’s willingness to look at our hard-to-place risk.”

“Working through Prime and XINSURANCE has given our Virginia leadership a clear, direct path into underwriting and claims.”

Key Contact

Prime Insurance Company – Virginia

Role: excess & surplus lines carrier providing specialty liability and property solutions for Virginia senior-care-related and hard-to-place risks.

Main site: https://www.primeis.com

Address (listing):
8722 South Harrison Street, Sandy, UT 84070

Phone (listing): 1-800-257-5590 (toll-free); 801-304-5500 (office).

Key emails (from public info and your listing): info@primeis.com; quotes@primeis.com; cda@xinsurance.com (Claims Direct Access/XINSURANCE).

Contact (listing): Rick J. Lindsey

Final Thoughts

For Virginia senior-care ecosystems, Prime Insurance Company offers a specialty backstop when standard markets cannot or will not provide coverage. When Virginia providers and brokers work closely with Prime, they can craft bespoke solutions that keep critical services insured despite challenging risk profiles.