ProAssurance Senior Care – E&S Medical Professional-Liability Solutions for South Carolina Senior-Care Facilities
Supporting South Carolina Senior-Care Ecosystems Through Senior-Living and Long-Term-Care Professional-Liability
ProAssurance is a specialty medical professional-liability carrier with a dedicated Senior Care team that provides excess-and-surplus (E&S) solutions for the full spectrum of senior-care facilities—from independent living to skilled-nursing. Its Senior Care segment emphasizes customized MPL/GL solutions for senior-living and long-term-care providers. For South Carolina, ProAssurance can underwrite complex or distressed senior-care liability risks.
Who is ProAssurance Senior Care in South Carolina Senior-Care Risk?
A ProAssurance Senior Care fact sheet notes that the Senior Care team “provides E&S solutions for the full spectrum of senior care facilities—from independent living to skilled nursing” and is “willing to write the full spectrum of senior care, from independent living to skilled nursing.” The team offers both stock and custom insurance solutions designed to address challenging senior-care risks.
The fact sheet lists key contacts and submission channels: all submissions go to SeniorCare@ProAssurance.com, with leadership including Mike Iovine (Vice President, Miscellaneous Medical and Senior Living Programs) and underwriters focused on Senior Living & Long Term Care, such as Eli Merz and Corey LoBello. Separate job postings for Long-Term-Care Senior Underwriters confirm a dedicated Senior Living/Long-Term-Care segment within ProAssurance’s MPL line, responsible for underwriting complex LTC accounts nationwide.
Why South Carolina Senior-Care Ecosystems Need ProAssurance
South Carolina senior-care ecosystems rely on ProAssurance when:
- Senior-living and LTC facilities (IL, AL, memory care, SNF) need E&S MPL/GL solutions due to complexity or loss history.
- Operators require customized coverage structures for higher-risk or non-standard senior-care exposures.
- Brokers want a specialist MPL carrier focused specifically on senior-care risks.
ProAssurance’s Senior Care underwriters and claims teams rely heavily on detailed incident and claims data—falls, pressure injuries, infections, medication errors, abuse/neglect allegations, elopements, and regulatory events—to evaluate risk and design solutions. When South Carolina facilities implement Caring Data and share de-identified, state-specific aggregates with SeniorCare@ProAssurance.com and contacts like Steve Dapkus or the named underwriters, ProAssurance can better understand frequency, severity, and trends, and tailor pricing, deductibles, and risk-management recommendations to the South Carolina portfolio.
Case Study (South Carolina Focus)
A South Carolina LTC group with several facilities has experienced multiple high-severity pressure-injury and fall claims, and standard carriers are reluctant to renew. The broker turns to ProAssurance Senior Care for an E&S solution.
The group implements Caring Data across its South Carolina facilities, coding incidents by standardized categories and severity and tagging root causes (staffing, environment, clinical processes). De-identified South Carolina summaries accompany the submission to SeniorCare@ProAssurance.com. ProAssurance’s Senior Care team uses this structured view to identify which facilities and units are improving and which remain high-risk, and offers a layered solution with facility-specific deductibles and targeted risk-management expectations for the South Carolina operations.
Testimonials
“Our ProAssurance Senior Care contacts told us the Caring Data summaries for our South Carolina facilities gave them the visibility they needed to craft an E&S solution.”
“With standardized incident and claims data, we’ve been able to work with ProAssurance to secure coverage and to focus clinical improvements on the South Carolina units driving our worst losses.”
Key Contact
ProAssurance Senior Care – South Carolina
Role: specialty MPL carrier providing E&S solutions for senior-living and LTC facilities—from independent living to skilled-nursing—that include South Carolina exposure.
Key references:
- ProAssurance Senior Care fact sheet (core business, submission details, contacts)
- Senior Underwriter job descriptions (confirming dedicated LTC/Senior-Living segment)
- Program site: https://proassurance.com/senior-care
Address (listing):
100 Brookwood Place, Birmingham, AL 35209
- Phones (listing): 1-800-282-6242; 205-877-4400 (HQ)
- Email (listing): Submissions@ProAssurance.com (general submissions); SeniorCare@ProAssurance.com (per fact sheet)
- Contact (listing): Steve Dapkus
Final Thoughts
South Carolina senior-care ecosystems benefit when specialist MPL carriers like ProAssurance dedicate teams and E&S capacity specifically to senior-care and LTC, backed by data-driven underwriting. Caring Data is a natural fit with this approach, giving both ProAssurance and South Carolina facilities granular insight into risk.