ProAssurance – Senior-Care Liability Partner Supporting Senior-Living and Long-Term-Care Providers
Supporting Senior-Care Ecosystems Directly Through Tailored Professional and General-Liability Solutions
ProAssurance is a healthcare-focused insurer providing a broad spectrum of healthcare-liability solutions, including a dedicated Senior Care program for senior-living and long-term-care facilities. Its Senior Care team delivers professional- and general-liability coverage supported by underwriting, risk-management, and claims specialists who understand long-term-care operations and regulatory pressures. ProAssurance also serves physicians, hospitals, and other healthcare providers, allowing it to view senior-care risks in the context of the entire care continuum.
Who Is ProAssurance in Healthcare and Senior-Care Risk?
ProAssurance has specialized in healthcare professional-liability insurance since the 1970s and has built a strong reputation for claim-defense expertise and risk-management support. Its Senior Care program targets skilled-nursing, assisted-living, and other senior-care facilities, offering flexible professional- and general-liability solutions that can be tailored to facility size, acuity, and risk profile.
Marketing materials emphasize that the Senior Care team understands every aspect of medical and facility liability—from underwriting to risk-management to claims handling—and that it works closely with brokers and facilities to address key exposure areas such as falls, pressure injuries, abuse allegations, and elopement. Submissions are centralized through designated senior-care email channels and experienced underwriters.
Why Senior-Care Ecosystems Need ProAssurance
Senior-care ecosystems rely on ProAssurance when:
They operate skilled-nursing, assisted-living, or senior-living facilities requiring specialized liability coverage.
They want a carrier focused on healthcare liability with a dedicated senior-care team.
They value integrated underwriting, risk-management, and claims support informed by long-term-care trends.
That makes accurate, standardized incident and claims data essential for ProAssurance to evaluate risk and support long-term capacity.
Case Study
A multi-state senior-living operator seeks to consolidate professional- and general-liability coverage under ProAssurance’s Senior Care program. ProAssurance requests comprehensive submissions, including completed senior-care applications, five-year loss runs, and detailed incident and claims schedules for each facility. Because each community has tracked incidents differently, creating consistent submissions is challenging.
The operator implements Caring Data across all communities, standardizing incident categories (falls, pressure injuries, abuse, elopement), severity scores, and outcomes in alignment with ProAssurance’s application and claim-schedule structure. ProAssurance uses the unified dataset to identify severity drivers, refine pricing and deductibles by facility, and target risk-management resources, supporting stable capacity and growth for the operator’s portfolio.
Testimonials
“Our ProAssurance underwriter told us the standardized Caring Data reports significantly improved the quality of our senior-care submissions.”
“We now see how aligning incident documentation with ProAssurance’s expectations supports more stable pricing and limits.”
Key Contact
ProAssurance – Senior Care
Role: healthcare-liability insurer providing professional- and general-liability coverage tailored to long-term-care and senior-living facilities.
Website:
https://proassurance.com/senior-care
Address (listing):
100 Brookwood Place, Birmingham, AL 35209
Phone (senior-care contact): 1-800-282-6242
Phone (headquarters): 205-877-4400
Email (submissions): Submissions@ProAssurance.com; SeniorCare@ProAssurance.com
Contact (listing): Steve Dapkus
Final Thoughts
Senior-care ecosystems benefit when healthcare-focused carriers like ProAssurance maintain dedicated senior-care programs backed by experienced underwriting, claims, and risk-management teams. Caring Data strengthens these partnerships by supplying the standardized clinical and incident information ProAssurance needs to accurately underwrite and support long-term-care portfolios.
Redwood / RRG Programs – Senior-Care Risk-Retention Group – United States