ProAssurance – Senior Care Liability Partner Supporting Senior-Living and Long-Term-Care Providers
Supporting Senior-Care Ecosystems Directly Through Tailored Professional and General Liability Solutions
ProAssurance is a healthcare-focused insurer providing a full spectrum of healthcare-liability solutions, including dedicated programs for senior-care and long-term-care facilities. Its Senior Care team offers tailor-made professional and general-liability coverage for senior-living and long-term-care risks, supported by underwriting, risk-management, and claims specialists who understand the sector. ProAssurance also serves hospitals, physicians, and other healthcare providers, allowing it to view senior-care risk in the broader care-continuum context.
Who Is ProAssurance in Healthcare and Senior-Care Risk?
ProAssurance specializes in healthcare professional-liability insurance and has been serving the healthcare community since the 1970s. Its Senior Care program offers professional and general-liability coverage for long-term-care and senior-living facilities, including both larger facilities and smaller operations offering lower-acuity services.
Marketing materials emphasize that the Senior Care team understands every aspect of medical and facility liability—from underwriting to risk-management to claims—and that it can tailor coverage to the unique needs of senior-living and long-term-care providers. Dedicated underwriters and program leaders focus on senior-living and long-term-care business, and submissions are centralized through designated senior-care email addresses.
Why Senior-Care Ecosystems Need ProAssurance
Senior-care ecosystems rely on ProAssurance when:
They operate skilled-nursing, assisted-living, or senior-living facilities requiring specialized professional and general-liability solutions.
They want a carrier focused on healthcare liability with deep senior-care expertise.
They value integrated underwriting, risk-management, and claims support tailored to senior-care settings.
That makes accurate, standardized incident, claims, and exposure data essential for ProAssurance to underwrite and manage senior-care portfolios effectively.
Case Study: ProAssurance-Insured Senior-Living Portfolio
A senior-living operator with multiple assisted-living and long-term-care facilities partners with ProAssurance’s Senior Care program for professional and general-liability coverage. ProAssurance requests:
Completed senior-care applications and claims schedules detailing historical incidents and open claims.
Five-year loss runs with descriptions of allegations such as falls, pressure injuries, abuse, and elopement.
Exposure data including bed counts, resident-mix, and acuity levels for each facility.
The operator’s incident reporting and claims documentation vary by facility, making it difficult to produce consistent submissions or demonstrate improvement.
The organization adopts Caring Data across all communities, capturing standardized incident and outcome information in line with ProAssurance’s application and claims-schedule structure. ProAssurance uses the unified dataset to evaluate severity drivers, tailor pricing and deductibles by facility, and target risk-management resources, helping maintain capacity and support portfolio growth.
Testimonials
“Our ProAssurance underwriter told us the standardized senior-care reports from Caring Data significantly improved the quality of our submissions.”
“We now see how aligning incident documentation with ProAssurance’s expectations supports more stable pricing and limits.”
Key Contact
ProAssurance – Senior Care
Role: healthcare-liability insurer providing professional and general-liability solutions for long-term-care and senior-living facilities, alongside broader healthcare-liability products.
Website:
https://proassurance.com/senior-care
Address (listing):
100 Brookwood Place, Birmingham, AL 35209
Phone (LTC / senior-care contact): 1-800-282-6242
Phone (headquarters): 205-877-4400
Email (submissions): Submissions@ProAssurance.com; SeniorCare@ProAssurance.com
Contact (listing): Steve Dapkus
Final Thoughts
Senior-care ecosystems benefit when healthcare-focused insurers like ProAssurance build dedicated senior-care programs with specialized underwriting, risk-management, and claims capabilities. Caring Data strengthens these partnerships by providing standardized clinical and facility-incident data that support accurate underwriting and long-term capacity for senior-care portfolios.
Redwood / RRG Programs – Senior-Care Risk-Retention Group – United States