Tangram Insurance Services – Trusted Program Manager for Colorado Assisted Living and Personal Care Homes
Supporting Colorado Senior Care Communities with Specialty Program Management
Some assisted living facilities and personal care homes in Colorado interact with Tangram Insurance Services as the program manager behind niche offerings like PCALIC. Tangram is an MGA/program manager that designs and administers specialty programs, including personal care and assisted living liability solutions.
For Colorado-based operators, Tangram is the behind-the-scenes program organization that coordinates carriers, underwriting, and risk-management services for personal care and assisted living accounts.
Who Is Tangram Insurance Services?
Tangram Insurance Services is a program manager based in Petaluma, California, with primary address 140 Second Street, Suite 230, Petaluma, CA 94952. It develops and manages niche insurance programs across several sectors, including personal care and assisted living through PCALIC.
Leadership information shows Camie Poplawski as Vice President of Agency and VP of Sales at Tangram, with more than 20 years’ experience in personal lines and program distribution.
Why Colorado Assisted Living Facilities Need Tangram
Colorado assisted living and personal care operators may engage with Tangram when:
- Their agents place coverage into PCALIC or other Tangram-managed programs designed for personal care and assisted living.
- They need a program manager who understands community-based care, not just large institutional facilities.
- They value a partner that can coordinate underwriting, claims, and risk-management with carrier partners.
Tangram’s program focus allows Colorado facilities to access specialized coverage through local agents.
What Sets Tangram Apart
Tangram emphasizes:
- Program specialization—for example, PCALIC for personal care and assisted living risks.
- Leadership by executives such as Camie Poplawski, who focus on agency relationships and program growth.
- A culture built around niche segments, rather than broad undifferentiated commercial business.
For Colorado facilities, this means the program manager behind their policy knows their segment well.
Coverage Solutions for Colorado Facilities
Through PCALIC and related programs, Tangram helps support:
- General and professional liability coverage for personal care homes, adult family homes, and assisted living facilities.
- Program-specific underwriting that accounts for size, staffing, and services typical of community-based care.
- Coordination of risk-management resources, communications, and claims processes with carrier partners.
Facilities work through their retail agents, while Tangram orchestrates the program architecture.
Industry Insight: The Real Cost of Staff Burden in Small Homes
Tangram’s PCALIC program sees how staff burden and documentation gaps can have outsized impacts in small homes, where one or two employees carry most responsibilities. Under-documented care can quickly become a serious liability issue, especially when families or regulators raise concerns.
Colorado providers that implement structured documentation habits—even with small teams—help Tangram maintain positive loss ratios and preserve program availability.
Case Story: When Documentation Failures Put Programs Under Pressure
Program managers report that a cluster of badly documented losses from a handful of providers can pressure carriers and reinsurers to reconsider a niche program. Missing care plans, incident reports, or medication logs at individual homes can thus affect pricing and availability for every participant.
Homes that demonstrate strong documentation and respond proactively to Tangram’s loss-control advice help protect the long-term viability of their programs.
How Caring Data Complements Your Insurance Program
Tangram’s programs need facility-level documentation that is easy to interpret and share with carriers. Caring Data gives Colorado assisted living and personal care homes a simple way to centralize incident reports, care documentation, and corrective actions—even if the operation is small.
By improving documentation quality, Caring Data supports Tangram’s ability to manage program performance and advocate for continued carrier capacity.
Explore Caring Data: https://caringdata.com/
Book a Demo: https://calendly.com/saile/60min
Testimonial
“Managing a small personal care or assisted living home means balancing resident care, staff performance, regulatory compliance, and financial risk — all at once. Working with Tangram’s PCALIC program has given us coverage tailored to homes like ours. Using Caring Data as our compliance platform has helped us align our documentation with Tangram’s expectations. I would recommend this combination to any Colorado provider who takes risk management seriously.”
— Owner-Operator, Personal Care Home, Colorado
Get in Touch with Tangram Insurance Services
Website:
https://tangramins.com
Key Information:
- Tangram Insurance Services
- 140 Second Street, Suite 230, Petaluma, CA 94952
- Leadership: Camie Poplawski – VP Agency / VP of Sales
Final Thoughts
Colorado assisted living and personal care homes benefit from Tangram’s program-management expertise and PCALIC’s niche focus. Strong facility documentation—supported by Caring Data—helps ensure those programs stay sustainable and competitive.
CNA – Colorado