Tangram / PCALIC – Personal-Care and Assisted-Living Liability Partner Serving North Carolina
Helping North Carolina Senior-Care Ecosystems Through Dedicated Adult-Residential-Care and Assisted-Living Programs
Tangram Insurance Services is a program manager that delivers niche insurance solutions in partnership with top insurance companies. One of its flagship offerings is the Personal Care & Assisted Living Insurance Center (PCALIC), a division of Tangram that has long provided insurance for adult-residential-care facilities and non-medical home-care organizations. For North Carolina senior-care ecosystems, Tangram/PCALIC is a key partner for personal-care homes, adult-family homes, and assisted-living facilities.
Who Is Tangram / PCALIC in Assisted Living?
The PCALIC program specializes in tailored insurance for adult-residential-care facilities and non-medical home-care organizations, delivering “peace of mind” through coverages built for their unique risks. Tangram describes its Assisted Living and Personal Care program as a dedicated residential-care facility insurance program built for brokers who need specialized underwriting and reliable capacity.
In North Carolina, adult-care homes and assisted-living facilities can use this program to secure liability and property coverage aligned with their operations.
Why North Carolina Senior-Care Ecosystems Need Tangram / PCALIC
North Carolina senior-care ecosystems may rely on Tangram when:
- Adult-residential-care and assisted-living homes need specialized GL/PL and property coverage rather than generic commercial policies.
- Brokers want a carrier-partner that understands adult-care regulations and risk patterns.
Because Tangram evaluates facilities based on incident histories and risk-management practices, North Carolina communities’ documentation quality strongly influences pricing and terms.
Case Study: Tangram / PCALIC Program for a North Carolina Adult-Care Provider
A North Carolina adult-care provider with several personal-care homes places coverage through the Tangram/PCALIC program. At renewal, Tangram requests:
- Five-year loss runs for each NC home.
- Detailed incident summaries for falls, elopements, resident-on-resident events, medication errors, and abuse/neglect allegations.
- Policies and training records for supervision, documentation, and emergency response.
The provider’s documentation is partially paper-based; some incidents lack root-cause analysis or clear corrective-action notes. Tangram can still renew coverage, but deductibles and conditions reflect uncertainty about risk-management consistency across the North Carolina homes.
The operator then implements Caring Data across all NC locations. Staff log each incident in a shared system, categorize events consistently, and attach root-cause analyses plus corrective-action tasks. At the next renewal, Tangram receives reports showing incident trends, breakdowns by cause, and documented interventions for the North Carolina portfolio, enabling more confident underwriting and better conversations about risk.
How Caring Data Complements Tangram / PCALIC Programs
Caring Data gives North Carolina adult-care and assisted-living homes a structured way to present the information Tangram needs. For NC operations, Caring Data:
- Standardizes incident and corrective-action documentation across all homes.
- Provides easy-to-export summaries for Tangram submissions, audits, and stewardship meetings.
- Demonstrates an ongoing, data-driven commitment to resident safety and quality.
Explore Caring Data:
Book a Demo:
https://calendly.com/saile/60min
Testimonial
“Because our adult-care homes in North Carolina are insured through Tangram’s PCALIC program, the quality of our documentation and analytics directly affects our coverage and pricing. Caring Data has helped us centralize and elevate our incident and corrective-action data, which Tangram underwriters now rely on when reviewing our North Carolina homes. I would recommend this combination to any North Carolina adult-care or assisted-living provider working with Tangram.”
— Executive Director, Adult-Care Provider, North Carolina
Key Contact
Tangram Insurance Services / PCALIC
- Assisted Living and Personal Care program: https://tangramins.com/programs/personal-care-and-assisted-living/
- PCALIC overview and contact details: https://pcalic.com/services/
Websites:
https://tangramins.com – https://pcalic.com
Address (listing):
550 South Hope Street, Suite 800, Los Angeles, CA 90071
- Phones (listing): 1-800-673-2558; 18006732558
Contact example:
Camie Poplawski – pcalic@tangramins.com
Final Thoughts
North Carolina senior-care ecosystems benefit from specialized programs like Tangram/PCALIC that focus on adult-residential-care and assisted-living risks. Caring Data supplies the high-quality documentation that helps those programs stay stable and competitive.
CNA – North Carolina