Zurich North America – Insurance Partner Supporting Healthcare and Senior-Care Providers
Supporting Senior-Care Ecosystems Directly Through Healthcare and Senior-Living Property and Liability Solutions
Zurich North America is one of the largest providers of insurance solutions and services to businesses, offering a wide range of healthcare and senior-care risk solutions. Its healthcare practice delivers insurance and risk-management products addressing facility risk, clinical exposures, and cybersecurity for healthcare organizations. Within this practice, Zurich’s E&S property program provides coverage for assisted-living facilities, nursing homes, and medical buildings nationwide (with selected state exceptions), helping senior-care operators protect their physical assets.
Who Is Zurich NA in Healthcare and Senior-Care Risk?
Zurich’s healthcare-insurance solutions focus on hospitals, health systems, and healthcare facilities, including senior-living operations, and address property, liability, and cyber risks. The E&S Assisted Living, Nursing Homes and Medical Facilities property program offers coverage for all types of assisted-living facilities, nursing homes, and medical buildings, with in-house limits up to 25 million dollars for primary first loss and excess, and higher limits available on referral.
The program has broad geographic reach (nationwide with some state exceptions) and can provide coverage for older buildings with varied construction types, including options for ACV and RCV valuations and limited critical flood or earthquake coverage. Coupled with Zurich’s healthcare risk-engineering resources, these capabilities make the company a key property and risk-management partner for senior-care facilities.
Why Senior-Care Ecosystems Need Zurich NA
Senior-care ecosystems rely on Zurich when:
They own or operate assisted-living, nursing-home, or medical buildings and require specialized property coverage.
They seek healthcare-focused risk-management resources for facility, clinical, and cyber exposures.
They value the financial strength and global expertise of Zurich Insurance Group.
That makes accurate, standardized incident, property-loss, and exposure data crucial for Zurich to underwrite and support senior-care portfolios.
Case Study: Zurich-Insured Senior-Living Property Portfolio
A senior-living company with multiple assisted-living and nursing-home locations partners with Zurich’s E&S property program for building coverage. Zurich requests:
Five-year property-loss histories by location, including fire, water, and weather losses.
Exposure data such as building age, construction type, occupancy, and protection features.
Information on maintenance practices, emergency preparedness, and business-continuity plans.
Loss and exposure information is captured inconsistently by facility, limiting Zurich’s ability to evaluate trends and tailor limits and deductibles.
The operator adopts Caring Data to standardize property-incident and exposure reporting across all locations, capturing fields for cause, area affected, protection in place, and corrective actions. Zurich uses this structured dataset to refine coverage structures, recommend targeted risk-engineering improvements, and maintain capacity for the property portfolio.
Testimonials
“Our Zurich property underwriter told us the standardized loss and exposure data from Caring Data significantly improved their view of our senior-living portfolio.”
“We now see how consistent facility-level reporting supports more stable capacity and collaborative risk-engineering with Zurich.”
Key Contact
Zurich North America
Role: commercial insurer providing healthcare-insurance solutions and E&S property programs for assisted-living, nursing homes, and medical facilities.
Website:
https://www.zurichna.com/
Address (listing):
1299 Zurich Way, Schaumburg, IL 60196
Phone (Claims Vendor Management Group): 847-413-5018
Email (claims): us.claims@zurichna.com
Contact (listing): Keith Daly
Final Thoughts
Senior-care ecosystems benefit when carriers like Zurich combine specialized healthcare solutions with dedicated property programs for assisted-living and nursing-home facilities. Caring Data strengthens this partnership by providing standardized property-incident and exposure data that support better underwriting, risk-engineering, and capacity decisions for senior-care portfolios.
Markel – Healthcare & Senior-Care Insurance – United States