Nationwide – Senior-Living Insurance Partner Supporting For-Profit and Non-Profit Communities
Supporting Senior-Care Ecosystems Through Tailored Senior-Living Property & Casualty Solutions
Nationwide provides a dedicated senior-living insurance offering for for-profit and non-profit senior-living communities, delivered through its commercial-insurance platform. This program helps communities tailor coverage to their needs, including liability and property exposures associated with senior housing and care services. As an established national carrier, Nationwide brings financial strength and broad commercial capabilities to senior-living providers.
Who Is Nationwide in Senior-Living Risk?
Nationwide’s senior-living insurance program insures for-profit and non-profit communities and promotes the ability to tailor coverage to specific operational needs. The program is part of Nationwide’s broader commercial-insurance offerings and may include property, liability, auto, and other coverages relevant to residential senior-living operations. Nationwide also provides a dedicated contact channel (including a specialized email) for senior-living inquiries, reflecting targeted support.
For senior-care ecosystems, Nationwide’s senior-living program is a facility-level P&C option that complements more specialized clinical-liability programs, helping communities manage property and operational risks.
Why Senior-Care Ecosystems Need Nationwide Senior-Living
Senior-care ecosystems rely on Nationwide’s senior-living program when:
- For-profit and non-profit senior-living communities want a mainstream national carrier with a dedicated senior-living focus.
- Operators need tailored property, liability, and operational coverage aligned with senior-housing risks.
- Brokers look for additional carrier capacity for senior-living accounts, especially for property and non-professional liability.
Standardized incident and loss data—covering resident falls in common areas, property damage, auto incidents, and staff injuries—help Nationwide refine coverage terms and provide risk-control guidance to senior-living clients.
Case Study
A not-for-profit senior-living community offering independent living, assisted living, and memory-care units partners with its broker to evaluate Nationwide’s senior-living program. Nationwide asks for several years of loss runs, incident reports, and exposure metrics (such as unit counts and resident-days) by care level.
The community uses Caring Data to standardize incident reporting and link events to specific buildings, care levels, and environmental factors. De-identified, aggregate datasets are shared with Nationwide and the broker. Nationwide uses this structured information to tailor property and liability coverage, highlight high-risk areas, and suggest safety improvements. The community gains more visibility into patterns across its different levels of care.
Testimonials
“Our Nationwide senior-living program contacts told us the Caring Data reports clarified how our risks differed between independent-living and memory-care units.”
“We now see how standardized incident and loss data support more tailored senior-living coverage and risk-control support with Nationwide.”
Key Contact
Nationwide – Senior-Living Program (OH)
Role: national commercial insurer offering a dedicated senior-living insurance program for for-profit and non-profit communities.
Website:
https://www.nationwide.com/business/insurance/industries/types/senior-living
Address (listing):
One Nationwide Plaza, Columbus, OH 43215
Phones (listing): 1-888-275-7992
Email (listing): MLSReportALoss@nationwide.com; SpecCare@nationwide.com listed on senior-living page for more information
Contact (listing): Sherri Sheidler
Final Thoughts
Senior-care ecosystems benefit when large carriers like Nationwide build dedicated senior-living programs that reflect the distinct property and operational risks of senior-housing communities. Caring Data complements these offerings by providing standardized incident and exposure information that improves underwriting precision and risk-control effectiveness.
Allied World Insurance – Specialty Insurance & Healthcare-Related Risks – United States