Amwins Program Underwriters – MGA Partner Offering Long-Term-Care Facilities Programs and RRG Solutions Nationwide
Supporting Multi-State Senior-Care Ecosystems Through Comprehensive LTC Facility Programs and RRG Capacity
Amwins is a global specialty insurance distributor with wholesale, program, and specialty-risk platforms. Amwins Program Underwriters (APU) administers Long-Term Care Facilities Insurance Programs that provide comprehensive liability coverage for skilled-nursing, assisted-living, independent-living, and continuing-care facilities, available in all U.S. states. Amwins Specialty Casualty Solutions also partners with a Long-Term Care Facilities Risk Retention Group (RRG) to offer customizable professional and general-liability programs for LTC facilities nationwide. These offerings make Amwins a key MGA and program partner for multi-state senior-care ecosystems.
Who is Amwins for Multi-State Senior-Care Ecosystems?
APU’s Long-Term Care Facilities program provides comprehensive primary professional and general liability on a claims-made basis, with primary limits up to 1 million dollars per claim and 3 million aggregate per location, plus excess umbrella limits up to 5 million. The program is available in all U.S. states, carries an A-, XIII-rated carrier, and has a minimum primary PL/GL premium of 25,000 dollars, with options for first-dollar coverage or self-insured retentions.
Amwins Specialty Casualty Solutions’ Long-Term Care Facilities RRG program offers a customizable professional and general-liability structure with minimum premium around 50,000 dollars, designed for skilled-nursing, assisted-living, independent-living, and residential-care facilities. Both programs include enhancements such as evacuation-expense reimbursement, public-relations reimbursement, resident-property coverage, employee-benefits liability coverage, and coverage for physical and sexual abuse where allowable by law.
Why Multi-State Senior-Care Ecosystems Need Amwins
Multi-state senior-care ecosystems rely on Amwins when:
- They want a dedicated LTC facility program that can be deployed consistently across facilities in multiple states.
- They need an MGA with LTC expertise to structure professional- and general-liability programs, including captives or RRG participation, for a multi-state portfolio.
- Brokers seek a unified LTC facility solution backed by strong carrier capacity and LTC-specific underwriting.
Standardized incident and claims data—covering falls, pressure injuries, infections, medication errors, abuse/neglect allegations, elopements, and property-related incidents—are essential for Amwins to evaluate LTC risk at both facility and portfolio levels. When multi-state senior-care operators use structured schemas like Caring Data and share de-identified, state-tagged datasets with Amwins and its LTC underwriting teams, Amwins can fine-tune pricing, retentions, and risk-management recommendations for each state and facility type.
Case Study (Multi-State Focus)
A senior-care company operates skilled-nursing, assisted-living, and independent-living facilities in eight states and consolidates its professional and general-liability coverage through Amwins Program Underwriters’ Long-Term Care Facilities program. The company also participates in the LTC Facilities RRG for a portion of its risk. To support renewal, Amwins asks for more granular incident data by state and facility type.
The operator uses Caring Data to record standardized incident information across all facilities and states, capturing falls, pressure injuries, infections, abuse/neglect allegations, elopements, and property incidents with severity and root-cause tags. De-identified state-level aggregates are shared with Amwins underwriting and RRG leadership. The data reveal that some states have higher elopement risk while others have more severe pressure-injury claims; Amwins uses this insight to adjust rating, retentions, and risk-management focus by state and to collaborate with the operator on targeted safety initiatives.
Testimonials
“Our Amwins LTC underwriters told us the multi-state Caring Data reports helped them see how the risk profile of our portfolio varied by state and facility type.”
“With standardized incident and claims data, we’ve been able to work with Amwins to reshape our LTC program and RRG participation around the specific states and communities that drive our risk.”
Key Contact
Amwins Program Underwriters – Long-Term Care Facilities Programs
Role: MGA and program administrator providing Long-Term Care Facilities Insurance Programs and LTC Facilities RRG solutions for skilled-nursing, assisted-living, independent-living, and continuing-care facilities nationwide.
Program details: Long-Term Care Facilities program overview and submission contacts
Main site: https://www.amwins.com
Address (listing):
1221 Broadway, Suite 1000, Nashville, TN 37203
Phones (listing): (312) 601-9254; 1-704-749-2700
Email (listing): tim.walter@amwins.com
Contact (listing): Tim Walter
Final Thoughts
Multi-state senior-care ecosystems benefit when LTC-specific MGAs like Amwins provide unified programs and RRG solutions that can be applied consistently across all facilities and states. Caring Data enables Amwins and senior-care operators to align these programs with real incident patterns and performance by state.