Amwins Program Underwriters – MGA Partner Supporting Long-Term-Care and Senior-Living Facilities Including Oklahoma
Supporting Oklahoma Senior-Care Ecosystems Through Long-Term-Care Facility Programs and RRG Solutions
Amwins is a global specialty insurance distributor that operates wholesale brokerage, underwriting, and program divisions. Amwins Program Underwriters (APU) administers Long-Term Care Facilities Insurance Programs that provide comprehensive liability coverage for skilled-nursing, assisted-living, independent-living, and continuing-care facilities, in partnership with an A-, XIII-rated carrier. These programs are available in all U.S. states, including Oklahoma.
Who is Amwins in Oklahoma Senior-Care Risk?
APU’s Long-Term Care Facilities program offers primary professional and general liability on a claims-made basis, with primary limits up to 1 million dollars per claim and 3 million aggregate per location, and excess umbrella limits up to 5 million. The program is available nationwide and has a minimum primary PL/GL premium of 25,000 dollars.
Amwins Specialty Casualty Solutions also partners with Healthstar Risk Retention Group to provide a Long-Term Care Facilities RRG program, offering customizable professional and general liability with per-occurrence/aggregate limits of 1 million/3 million, plus enhancements like sexual-abuse liability, crisis-management, evacuation expense reimbursement, and patient personal-property reimbursement. This RRG program is available in all 50 states and has a minimum premium around 50,000 dollars.
In Oklahoma, skilled-nursing, assisted-living, independent-living, and residential-care facilities can be insured through these Amwins LTC programs, either on the standard program or via the RRG structure, depending on appetite and fit.
Why Oklahoma Senior-Care Ecosystems Need Amwins
Oklahoma senior-care ecosystems rely on Amwins when:
- LTC facilities seek comprehensive PL/GL programs with substantial limit options and senior-care-focused underwriting.
- Operators want access to an LTC RRG structure to share risk and customize liability solutions.
- Retail brokers need an MGA with national LTC expertise and strong carrier partnerships for Oklahoma facilities.
Standardized incident and claims data—covering resident falls, pressure injuries, infections, abuse/neglect allegations, elopements, and regulatory events—help Amwins and its carrier/RRG partners understand risk patterns across Oklahoma LTC facilities. When facilities provide de-identified, structured incident datasets, Amwins can refine rating, adjust retentions, and focus risk-management support where Oklahoma data show the most significant issues.
Case Study (Oklahoma Focus)
A regional operator runs several skilled-nursing and assisted-living facilities in Oklahoma and surrounding states. Coverage is placed through Amwins Program Underwriters’ Long-Term Care Facilities program and the LTC RRG for higher-risk locations. Amwins asks the operator to standardize incident reporting to better manage portfolio risk.
The operator uses Caring Data across its Oklahoma facilities to document standardized information on falls, infections, medication errors, abuse/neglect allegations, elopements, and property incidents. De-identified aggregate Oklahoma reports are shared with Amwins underwriters and the RRG team. Analysis reveals higher-than-average nighttime fall rates and specific infection-control weaknesses in a subset of Oklahoma facilities. Amwins collaborates with the operator to implement fall-prevention and infection-control initiatives and to structure RRG participation and deductibles so they reflect each Oklahoma facility’s evolving risk profile.
Testimonials
“Our Amwins program underwriters told us the Caring Data reports for our Oklahoma facilities helped them pinpoint exactly where our LTC risks were concentrated.”
“With standardized incident and claims data, we’ve been able to work with Amwins to fine-tune our LTC program and RRG participation for our Oklahoma homes and to focus safety resources where they matter most.”
Key Contact
Amwins (Program / MGA)
Role: specialty insurance distributor and MGA providing long-term-care facilities programs and RRG solutions for LTC and senior-living providers, including in Oklahoma.
Website:
https://www.amwins.com
Address (listing):
1221 Broadway, Suite 1000, Nashville, TN 37203
Phones (listing): (312) 601-9254; 1-704-749-2700
Email (listing): tim.walter@amwins.com (Senior Vice President, Program Manager, LTC RRG)
Contact (listing): Tim Walter
Final Thoughts
Oklahoma senior-care ecosystems benefit when MGAs like Amwins offer LTC facility programs and RRG structures that combine strong carrier backing with deep long-term-care expertise. Caring Data strengthens these programs by providing structured incident and claims information that supports precise underwriting and targeted risk-management for Oklahoma facilities.