Novatae – Modern Specialty Insurance Distributor Offering Allied Healthcare and Assisted-Living Programs Nationwide
Supporting Multi-State Senior-Care Ecosystems Through Allied-Healthcare and Assisted-Living MGA Programs
Novatae Risk Group is a “modern specialty insurance distributor” that operates as an MGA, program underwriter, Lloyd’s coverholder, and wholesaler, offering exclusive underwriting solutions for dozens of industry classifications through more than 500 global insurers. Among its MGA programs are an Allied Healthcare liability program and various assisted-living and related facility programs, giving Novatae a direct role in structuring coverage for senior-care-related risks in multiple states.
Who is Novatae for Multi-State Senior-Care Ecosystems?
Novatae’s Allied Healthcare MGA program provides professional and general liability for allied-health professionals and facilities, protecting against claims of negligence, errors, or omissions in patient care, as well as general-liability exposures tied to operations. Program materials highlight that the offering is designed to help retail brokers place tailored solutions for their clients, with coverage that addresses both professional and GL risks.
Novatae’s MGA-program list references additional programs, including Allied Assisted Living Facility offerings and other specialty segments relevant to senior-living and senior-care operators. For multi-state senior-care ecosystems, Novatae can serve as an MGA partner to retail brokers seeking consistent allied-health and assisted-living solutions for portfolios that span states.
Why Multi-State Senior-Care Ecosystems Need Novatae
Multi-state senior-care ecosystems rely on Novatae when:
- Allied-health providers serving older adults need tailored professional- and general-liability coverage across states.
- Assisted-living and related facilities require specialized program solutions underwritten by an MGA with access to multiple carriers, including Lloyd’s markets.
- Retail brokers want one MGA relationship to handle senior-care-related placements in many jurisdictions.
Standardized incident and claims data—covering falls, medication errors, professional-liability allegations, abuse/neglect claims, and premises incidents—help Novatae price and structure allied-health and assisted-living programs appropriately across states. When multi-state senior-care organizations and their brokers use structured schemas (like Caring Data) and share de-identified, state-tagged datasets with Novatae, the MGA can differentiate high- and low-performing states and facilities, refine rating and limits, and work with carrier partners on targeted risk-management support.
Case Study (Multi-State Focus)
A broker uses Novatae’s Allied Healthcare and assisted-living programs to place coverage for a senior-care group that runs assisted-living communities and therapy services in six states. Novatae requests better incident and claims data from the group to support renewal and potential limit changes.
The operator implements Caring Data to log incidents—falls, therapy-related injuries, medication events, abuse/neglect allegations, and premises-liability claims—with standardized categories, severity codes, and root-cause tags by state and facility. De-identified multi-state aggregates are provided to Novatae and its underwriters. The structured data show that certain states have higher therapy-related incidents while others have more premises claims. Novatae uses this insight to adjust rating and deductible structures by state and to coordinate with carrier partners on focused risk-management initiatives, such as therapy-protocol reviews and environment modifications.
Testimonials
“Our Novatae program underwriters told us the multi-state Caring Data reports helped them price our allied-health and assisted-living risks far more accurately.”
“With standardized incident and claims data, we’ve been able to work with Novatae and our retail broker to tailor program structures and safety efforts to the states and facilities that drive our senior-care risk.”
Key Contact
Novatae Risk Group (MGA – Allied & Assisted-Living Programs)
Role: modern specialty-insurance distributor and MGA offering Allied Healthcare liability and assisted-living-related programs for senior-care providers and allied-health organizations across multiple states.
Websites:
Allied Healthcare Professional & GL Insurance MGA program
- MGA programs overview, including Allied Assisted Living Facility references
- Corporate site: https://novatae.com/
Address (listing):
30 South Wacker Drive, Suite 900, Chicago, IL 60606 (your listing; corporate HQ also shown as Dallas, TX)
- Phone (listing): 1-888-810-2770
- Email (listing): info@novatae.com
- Contact (listing): Steven Benedict
Final Thoughts
Multi-state senior-care ecosystems benefit when MGAs like Novatae provide flexible allied-health and assisted-living programs backed by a broad panel of carriers, allowing brokers to serve senior-care clients consistently across states. Caring Data gives Novatae and senior-care operators the detailed, multi-state incident and claims information needed to fine-tune these programs and focus risk-management where it has the greatest impact.
VGM Insurance Services (MGA/Broker) – Senior Living & Homecare – Pennsylvania