Novatae – Allied Healthcare and Assisted-Living MGA Programs Supporting Rhode Island Senior-Care Providers
Supporting Rhode Island Senior-Care Ecosystems Through Allied Healthcare and Assisted-Living Liability Programs
Novatae Risk Group is a specialty wholesale brokerage and MGA that offers allied-healthcare and assisted-living facility programs, helping retail brokers place tailored solutions for clients across the U.S. Its Allied Healthcare program provides professional and general-liability coverage for allied-health professionals and facilities, while its Allied Assisted Living Facility Program offers specialized coverage for assisted-care facilities. For Rhode Island, these MGA programs give brokers access to senior-care-focused capacity and underwriting expertise.
Who is Novatae in Rhode Island Senior-Care Risk?
Novatae’s Allied Healthcare MGA program protects allied-health professionals and facilities from negligence, error, or omission claims in patient care, as well as GL exposures tied to operations. Target classes include outpatient clinics, therapy providers, home-based allied-health services, and other non-hospital providers, many of which support older adults.
Novatae’s Allied Assisted Living Facility Program delivers “tailored Allied Assisted Living insurance for assisted-care facilities,” with specialized underwriting for assisted-living communities. Industry coverage notes that Novatae has expanded into long-term care and assisted living, bringing in teams to bolster its Allied Med program and add assisted-living expertise. Rhode Island assisted-living and allied-health providers can access these programs through their retail brokers.
Why Rhode Island Senior-Care Ecosystems Need Novatae
Rhode Island senior-care ecosystems rely on Novatae when:
- Assisted-living facilities and allied-health providers need specialty MGA programs rather than standard package policies.
- Brokers want an MGA with assisted-living, LTC, and allied-health expertise to place Rhode Island risks competitively.
- Senior-serving organizations require coordinated professional- and general-liability solutions.
Standardized incident and claims data—covering falls, therapy-related injuries, medication errors, abuse/neglect allegations, and in-home-visit incidents—help Novatae and its carrier partners evaluate Rhode Island risks and tailor terms. When Rhode Island facilities and providers use Caring Data and share de-identified, state-tagged aggregates with Novatae via info@novatae.com and program contacts such as Steven Benedict, Novatae can refine pricing, deductibles, and risk-management support based on Rhode Island experience.
Case Study (Rhode Island Focus)
A Rhode Island broker uses Novatae’s Allied Assisted Living Facility Program for a local assisted-living community and the Allied Healthcare program for an affiliated therapy provider. After several fall incidents and a therapy-related claim, Novatae requests better incident data to support renewal and risk-management recommendations.
The assisted-living operator and therapy provider implement Caring Data to record Rhode Island incidents—resident falls, medication events, therapy-session injuries, and abuse/neglect allegations—using standardized categories, severity ratings, and root-cause tags. De-identified Rhode Island summaries accompany renewal submissions to Novatae’s underwriting team. Novatae uses the structured data to identify specific units and therapy environments with elevated risk, collaborate on environmental modifications and therapy-protocol changes, and maintain capacity while calibrating deductibles and limits to the Rhode Island profile.
Testimonials
“Our Novatae Allied team said the Caring Data summaries for our Rhode Island assisted-living and therapy incidents helped them see exactly which units and services needed attention.”
“With standardized incident and claims data, we’ve been able to work with Novatae to refine our coverage and focus safety efforts on our Rhode Island facilities and programs.”
Key Contact
Novatae Risk Group (MGA – Allied Program) – Rhode Island
Role: wholesale MGA providing Allied Healthcare and Allied Assisted Living Facility programs that support senior-care and allied-health risks, including in Rhode Island.
Key pages:
- Allied Healthcare MGA program
- Allied Assisted Living Insurance Program
- MGA programs overview
- Main site: https://novatae.com
Address (listing):
30 South Wacker Drive, Suite 900, Chicago, IL 60606
- Phone (listing): 1-888-810-2770
- Email (listing): info@novatae.com
- Contact (listing): Steven Benedict
Final Thoughts
Rhode Island senior-care ecosystems benefit when MGAs like Novatae deliver focused allied-healthcare and assisted-living programs backed by experienced underwriters and carriers. Caring Data helps Novatae and Rhode Island providers align coverage and risk-control with clear, structured incident patterns.