Subtitle:
Supporting Utah and Texas Senior-Care Ecosystems Through Surplus-Lines Capacity and Customized Coverage
Prime Insurance Company is a specialty excess-and-surplus-lines carrier headquartered at 8722 South Harrison Street, Sandy, UT 84070, with toll-free contact 1-800-257-5590 and website https://www.primeis.com/, matching your listing. Prime often partners with the XINSURANCE brand to market customized solutions for hard-to-place risks, using shared contacts such as cda@xinsurance.com.
Who is Prime in Utah/Texas Senior-Care Risk?
Prime focuses on unique, high-risk, or previously non-renewed accounts that standard markets decline, offering bespoke liability and property coverages through the surplus-lines market. Through XINSURANCE, it tailors coverage for individuals, businesses, and associations, including professional liability, general liability, and specialty coverages that may apply to senior-care facilities or professionals.
For Utah and Texas senior-care ecosystems, Prime is especially relevant when a facility, program, or professional faces a challenging loss history, unusual exposures, or non-standard operations. In such cases, Prime can be a last-resort or bridge solution to maintain coverage while risk-management improvements are implemented.
Why Utah and Texas Senior-Care Ecosystems Use Prime
Senior-care providers and professionals in Utah and Texas work with Prime when:
- They are non-renewed or rejected by admitted carriers due to claims, operations, or perceived risk.
- They need custom coverage forms or endorsements not available in standard products.
- They value having underwriters willing to review detailed narratives and consider creative solutions.
Prime’s process emphasizes detailed submissions and direct discussion of risk. When Utah and Texas providers and brokers present candid, comprehensive information—including corrective actions after losses—Prime can evaluate whether and how to craft a coverage solution that fits.
Case Study (Utah/Texas Focus)
A Utah-domiciled senior-care operator with facilities in Texas experiences a series of high-severity liability claims and faces non-renewal from its primary carrier. The operator and its broker contact Prime via 1-800-257-5590 and cda@xinsurance.com, providing a full narrative, claims history, and mitigation plans.
Prime agrees to offer a surplus-lines liability policy with higher deductibles and specific risk-management conditions. While the terms are more restrictive than previous coverage, the Utah-headquartered organization maintains essential protection at its Texas facilities as it executes a multi-year improvement plan.
Testimonials
“Prime was willing to look at our Utah-based senior-care company’s Texas claims story and structure a path forward.”
“By working with XINSURANCE and Prime, we’ve gained clearer insight into what changes are needed to restore broader marketability.”
Key Contact
Prime Insurance Company – Utah/Texas
Role: E&S and specialty insurer providing customized coverage solutions for high-risk or hard-to-place senior-care and related risks in Utah and Texas.
Main site: https://www.primeis.com/
Address (listing):
8722 South Harrison Street, Sandy, UT 84070
Phone (listing): 1-800-257-5590
Key emails (from your listing): cda@xinsurance.com
Contact (listing): Rick J. Lindsey
Final Thoughts
For Utah and Texas senior-care ecosystems, Prime Insurance Company offers a flexible E&S option when standard carriers step back. When providers and brokers share detailed narratives and commit to risk-improvement, Prime can help bridge coverage gaps and maintain operational continuity.
PCH Mutual – Adult-Care Facility Coverage – Utah